The Cortex solution was designed to adjust to your specific business needs. Our flexible technology processes card-based transactions on every level of an electronic funds transfer while supporting Web Services during integration with your existing infrastructure.

Cortex supports card acquisition at a wide range of customer touch points, including ATMs, kiosks and point-of-sale terminals through our Device Management Module. This delivers an advanced set of functionality that includes bunch note acceptance, cash recycling, remote key loading, mobile top up and bill payments as well as more familiar ATM transactions. Our fully integrated ATM management environment addresses the configuration, monitoring, control and transaction handling for your ATMs and kiosks. Plus our POS solution is capable of processing high-volume electronic consumer transactions from any POS device or merchant network.

The Merchant Management Module provides your financial institution with back-office functionality to support merchant acquiring initiatives. For accounting purposes, account definitions detailing the bank’s relationship with merchants, international card schemes and local issuers is maintained in order to support clearing and reconciliation activity. For operations, our solution provides periodic processing to manage the back-office operation acquiring cycle.
The benefits and features of Merchant Management include:

  • Certified EMV interfaces to VISA®, MasterCard® and American Express®
  • Diverse structure for commission fees and charges
  • Integration with fraud detection solutions
  • A range of standard reports, statements and interface files



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