Systematics
The Systematics suite of products is the foundation for some of the world’s most successful banks and financial services organizations. This comprehensive suite of retail banking applications offers integrated, end-to-end solutions for architecture, customer, deposits, end-to-end lending, and financial and management reporting. This integrated, multicurrency, multilingual package is flexible enough to use in organizations of any size, business structure or geographic scale. It can easily manage the rapid, successive changes necessary today, whether driven by consolidation, globalization, competition, the Internet or other emerging factors.
With 40 years' development of functional and architectural enhancements, components of this solution set are utilized by 35 of the world’s top 50 banks and provide the following features and benefits:
CUSTOMER
Customer Information System
The FIS Customer Information System (CIS) is an online, real-time system that supports 24/7 availability for inquiries and updates and includes a facility to manage the entire relationship by providing a composite view of customers and their financial needs.
Combined Statement and Relationship Pricing
The FIS Customer Statement and Relationship Pricing solution combines an unlimited number of deposit, loan and investment accounts on a single statement and enables organizations to reward customer loyalty through relationship pricing.
DEPOSITS
Integrated Monetary Processing Account System (IMPACS) and Savings Time (ST)
IMPACS is an integrated system that processes all types of current accounts, checking accounts, imbedded investment accounts, commercial checking accounts, passbook accounts, and sweep or cash management accounts.
With global functionality such as seven-day processing, multicurrency handling, flexible date format options, floating decimal capability and support for customer correspondence in double-byte character set languages, IMPACS helps organizations achieve customer service, marketing, product development, information and financial management objectives.
The FIS Savings/Time Deposit System (ST) processes a variety of investment deposit products, including savings accounts, certificates of deposit (CDs), retirement accounts and club accounts and contains the same rich global functionality that is available in IMPACS, helping worldwide financial services organizations achieve their strategic business objectives.
FIS processes more than 114 million deposit accounts each night, worldwide, with our deposits software.
Advanced Lending Solutions
The Advanced Lending Solutions (ALS) suite is the end-to-end single source for total lending automation – from loan origination through loan servicing, collections and reporting for the global marketplace.
ALS provides integrated lending solutions for a complete range of financial services, including automotive finance, commercial lending, consumer lending, independent finance, premium finance and mortgage processing for international organizations. ALS clients receive the most efficient, least costly and most customer-centric lending technology available in the industry.
ALS has been chosen by 11 of the top 100 international banks and 28 of the top 100 U.S. banks.
ALS Servicing Manager – ALS Servicing Manager is a highly sophisticated, scalable software with a modular construction that supports a fully integrated system of account management and customer service for the life of the loan.
ALS Advanced Escrow – ALS Advanced Escrow integrates with ALS Servicing Manager to accommodate all the needs of the escrowed loan portfolio: taxes, property insurance and other related items that need managing.
ALS Online Collections – ALS Online Collections is a flexible collections and recovery tracking system that provides tools for collectors to effectively collect on overdue accounts and track promises to pay at the account level.
Financial Management
The FIS Financial Management System (FMS) provides a flexible and fully automated financial accounting system. The FMS system interfaces with other FIS applications to collect and post the summarised monetary transactions that are automatically generated from other subsidiary ledgers.
Exchange Rate System
The FIS Exchange Rate System is designed to store and maintain information needed for processing multiple currencies, including the euro. The system allows the financial organisations to define which currencies are to be used, what rates are to be stored for each currency, and what general ledger number and currency are related to each of the organization’s controls.
