Retail and Consumer Lending

Meeting your lending needs

FIS delivers 'best-of-breed' lending solutions – used by some of the top lenders in the world – that can easily manage the rapid, successive changes occurring in the financial services industry. Combining comprehensive customer information, flexible product offerings, service, sophistication and scale, FIS provides integrated lending solutions that help organizations offer the right product to the right customer.

Corebank, one of FIS' next-generation real-time core processing solutions, supports the creation of a wide range of loan and credit products in a 24x7 environment. Corebank's flexible product package flexibility allows the financial institution to create innovative package products that combine deposit accounts, consumer loans, mortgages and others with preferential pricing options. And since the loan processes are shared across a common operational database, Corebank has the ability to run batch processes concurrently with the online system - greatly improving business and operational efficiency by enabling day-to-day front-office business operations to be carried out independently of the number-crunching operations in the back room.

FIS' Profile is a real-time, multicurrency deposit and loan core banking system developed as a single integrated solution. Hundreds of institutions in sixteen countries - from de novo startups to top-tier global banks - benefit from industry-leading TCO benefits by using Profile as their core banking system. Its proven scalability and high availability make it a premier alternative for organizations that are committed to implementing a 24x7x365 "always on" solution.