EFT Payments Software

FIS EFT software solutions are designed to address your specific business needs. Our flexible technology processes card-based transactions on every level of an electronic funds transfer. Using modern, open systems architecture, our modular software applications offer the most scalability, availability, and performance, giving you a consistent and universal operation across all countries.

Service Delivery Flexibility

FIS offers our clients a unique range of deployment options. We provide you with the ability to run our software solutions in-house or have FIS manage the application for you. You can even outsource parts or all of your payment processing operation, in order to achieve the most cost-efficient combination of software and services. As a leading provider of outsourced transaction processing and customer account management solutions, FIS can combine great technology with a full range of service delivery options – from in-house managed software to a fully outsourced solution, or anywhere in between.

Industry-Leading Licensed Solutions

For clients who wish to run our software in-house, FIS provides rich functionality around the entire payments processing and account management life cycle, efficiently managing day-to-day transactions and customer service while providing unique business insight into the broader customer relationship. From card management, through payment processing to the back office, FIS creates a seamless link between customer-facing delivery channels and internal systems, simplifying operations, improving customer service and creating the ability to bring new products and services to market quickly and efficiently.

Online Transaction Switching

FIS’ award-winning online transaction switch software provides a robust, high-volume, high-availability and highly scalable EFT processing environment. Designed to run in a multi-node, active-active environment to facilitate your business continuity and disaster recovery strategies, it provides all of the core business functions you need to process electronic payment transactions: our online switching products support ATM and POS device driving, transaction routing, authorization, communications support, operational management and monitoring, network and host interfaces, security strategies, fraud blocking and statistical monitoring.

Because today’s financial services marketplace is increasingly competitive, your business strategy must look beyond today’s demands to ensure your next level of success. FIS’ online transaction switch software provides world-class payment delivery options for EFT transaction acquiring, switching, authorization and network access. Our online transaction switch can enhance your EFT offering and improve your competitive position, helping you to provide the products and services your customers want today. The flexibility of the FIS online transaction switch software also means that you can easily and cost-effectively change your products and services to match the expectations of your customers as they develop.

Back Office

FIS has a full range of back-office EFT payment solutions, to help your organization unlock the potential of customer data, become more operationally efficient and gain better understanding of your business across all your customer touch-points. FIS provides a range of core building blocks for back-office management, with components to address problems such as cost control, compliance headaches and lack of appropriate functionality to address back-office inefficiencies.

A centralized data repository provides a single view of customer data and business insight across channels and account types. Integrated, real-time fraud detection tools, card management solutions, merchant management solutions, interchange and clearing processing and a management dashboard provide a real-time view of business performance.