Integrated Banking Services
The Outsourced Solution of Scale
Integrated Banking Services (IBS) is a highly flexible and open solution to accommodate financial institutions that need to easily integrate diverse technology with minimal risk and disruption to their business operations and to their customers.
IBS is recognized across the country for its robust functionality, scalability and strong integration capabilities. Our singular focus on the foremost outsourced banking solution enables our clients to deliver superior products to market faster, service their customers more effectively and position themselves for future growth in a competitive marketplace.
IBS Clients Attract More Deposits
Financial institutions using IBS have demonstrated a higher deposit growth rate than their peer institutions. Between 2006 and 2008, IBS operating financial institutions with assets between $3 billion and $20 billion had a median deposit growth rate of 8.89% compared to their peer group median of 6.76%.**
IBS Clients Operate More Efficiently
Financial institutions using IBS have operated more efficiently than their peer institutions. Between 2006 and 2008, IBS operating financial institutions with assets between $3 billion and $20 billion had a median FTE efficiency ratio of 54.16% compared to their peer group median of 56.41%.**
IBS Clients Are More Profitable
Financial institutions using IBS have demonstrated a higher return on average assets rate than their peer institutions. Between 2006 and 2008, IBS operating financial institutions with assets between $3 billion and $20 billion had a median return on average assets rate of 1.01% compared to their peer group median of 0.94%.**
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