Surcharge-Free Programs

Provide Access to More Than 25,000 Surcharge-Free ATMs Through NYCE

SUM
SUM® is the surcharge-free program offered by the NYCE Payments Network. The SUM program helps financial institutions attract and retain deposit customers that are interested in the convenience of ATM access without the “fee annoyance” usually experienced at non-proprietary ATMs.

Nearly 1,000 financial institutions have elected SUM and  provide their cardholders with surcharge-free access to more than 7,300 SUM ATMs across 44 states and U.S. territories. Other benefits of program participation:

• SUM can help draw new deposit customers, and retain current customers.
• Participation is simple, and can often be implemented in less than 30 days.
• ATM deployers can select which ATMs will be made available for surcharge-free withdrawals, putting control of surcharging revenue in the hands of the deployer.
• A comprehensive tool kit is available, complete with Web banners, statement inserts and FAQs – all ready to customize with your trade name and logo.
• A free Web site listing for your institution on the SUM ATM locator gives your ATMs added exposure.

Presto!
The Presto! Network, operated by Publix Super Markets Inc, is available to your cardholder members for surcharge-free withdrawals, balance inquiries and transfers at over 1,000 Publix ATMs located throughout Florida, Georgia, South Carolina, Alabama and Tennessee.

MoneyPass Network Gateway Services
MoneyPass Gateway offers SUM participants an additional 18,000 ATMs nationwide for surcharge-free withdrawals. This arrangement also offers preferred business terms as a result of joining MoneyPass through the NYCE gateway service.