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Electronic Check Authorization

With our electronic check authorization service, ElecCheck®, merchants can eliminate the "paper trail," wasted time and potential errors associated with traditional paper check acceptance. By transferring funds electronically, merchants can reduce the amount of back office support needed to handle paper checks, deposits and returned check fees. Check transactions are processed as quickly and effortlessly as credit card purchases, and customers enjoy better service with the convenience of writing checks, while businesses avoid the risk of loss and lost sales. It's the best of both worlds.


Electronic Check Authorization Highlights

  • Lower cost of accepting checks
  • Faster redeposit and availability of funds
  • Increased percentage of checks accepted
  • Improved customer service
  • Faster returned check notification, generally within two days
  • Collect returned check fees directly from customers' accounts
  • Simplified funds management with lower fees
  • Easy back-office preparation
  • Elimination of warranty claims submission for electronic items
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