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Lending

Meet Customer Needs and Address Regulatory Complexity

The lending environment continues to increase in complexity, with nontraditional sources presenting a danger of disintermediation. Regulatory pressures make it harder to find reliable sources of revenue while providing high service levels. The FIS™ suite of lending products ensures you have the tools to service your customer’s needs while maintaining high operational and regulatory efficiency.

  • Lending suite to meet the needs of consumer and commercial customers (available on an outsourcing basis)
  • Customizable and turnkey solutions that are integrated with other FIS products that provide ease of implementation and operational efficiency

Auto Lending

Market-leading Commercial and Consumer Auto Lending Solutions

FIS Auto Lending Solutions

Automotive finance is increasing in regulatory complexity, and it calls for rapid decisioning while ensuring that paperwork is automated and nothing is missed. Dealer-focused lending programs require attention to details like inventory and the ability to support leasing programs. FIS™’ full suite of auto lending programs provide the security and efficiency today’s regulatory environment requires.

  • Origination and servicing capabilities on a common platform
  • Full suite of commercial solutions serve the needs of automotive finance companies including direct-to-consumer and dealer-focused products
  • Auto purchase and leasing capabilities allow support of a variety of lending programs

Mortgage Services

Supporting the Full Life Cycle from Origination to Servicing

Mortgage lending presents a valuable opportunity to create customer loyalty while generating new revenue. However, the mortgage lending environment is complex due to regulatory changes and pressure from nontraditional lenders. FIS™ empowers you with a suite of integrated tools that provide the oversight required to provide superior customer service and regulatory compliance.

  • Track and manage loan status, disposition, key dates and more with integrated tools to streamline the loan origination process.
  • Gain valuable insight to your pipeline and loan portfolio with real-time data.
  • Service loans with integrated services that ensure compliance while providing high levels of customer satisfaction.
FIS Mortgage Services Solutions

Retail and Consumer

More Value for Your Merchants, New Revenues for You

When a consumer is ready to buy a big-ticket item, your commercial clients can grow their businesses if they’re prepared to offer installment payment plans. FIS™ partners with Financeit, empowering you to help your clients grow, improve cash flow and get paid faster. This turnkey, web-based, mobile-friendly solution features full life cycle merchant and consumer loan management.

  • Bring new value to your merchant clients – Offer your clients a flexible program that’s free to use and carries no processing fees, deepening your business relationship.
  • Acquire new merchant customers – With the open market solution, Financeit acquires the merchant relationship, originates the loan, allocates the whole loan to you and services the portfolio – yet you retain ownership of the customer.
  • Generate revenues and grow your balance sheet – With either the open or closed market solution, you gain high-quality loan assets that contribute to bottom-line growth.