Commercial Lending

Rebuild Return on Equity and Improve Profitability

As banks strive to rebuild return on equity, commercial lending represents a growth area. However, competition is intense, while operational costs and regulatory pressures demand high levels of efficiency and transparency. FIS™ offers two commercial lending solutions:

ACBS™, an enterprise-level modular commercial lending solution, facilitates commercial loan management and accounting across multiple business lines and geographic locations.

  • Gain new efficiencies with back-office servicing that includes complex credits, commercial real estate, and small business and middle-market lending.
  • Increase revenue with complex syndications that enable seamless customer relationship management.
  • Gain valuable insights about your organization with extensive business intelligence reporting.

Ambit Optimist takes your typical underwriting interactions from data gathering exercises to critical trust and relationship-strengthening discussions.

  • Efficiently and cost effectively manage commercial credit risk assessment with industry-specific spreading and analysis.
  • Drive customer satisfaction and retention through your commercial lending solution by providing customers with value-added analysis and insights.
  • Make more informed credit decisions and drive credit quality with an advanced credit assessment solution that provides consistent, holistic views of customers and prospects.
  • Improve overall profitability by empowering your lenders to compete in a price-sensitive market.
  • Gain clear visibility into potential trouble spots with portfolio concentration, risk rating, performance trend reporting and scenario analysis.