Lead the future of your business with Ethos™:
the comprehensive fintech data ecosystem from FIS


Credit Data Pack

Use with:

Optimized management of your card portfolio

The Ethos™ Credit Data Pack offers unprecedented access to your institution’s credit card portfolio. Dive into data all the way to account-level detail to recognize revenue and growth opportunities, easily identify and mitigate risks, and take action to slow churn and defection, all while maintaining regulatory compliance.

Ethos Data Packs are distinct sets of unified data that work with Ethos Analytics to provide dynamic dashboards and visualizations for a comprehensive data analytics toolkit. Start maximizing your investment right away with personalized workshops and training customized to your team and your Ethos Data Packs.


Recognize Revenue and Growth Opportunities

Rich data sets

Executive dashboards with instant insight of three-year trends and analysis.

  • 150-175 data tables
  • 3,000-5,000 data elements
  • Nightly updates Sunday to Friday
  • Up to four years of history or from when client converted to FIS Credit

Mitigate losses and grow revenue

Powerful models created by card-issuing experts ask the right questions to get the right answers.

  • Manage and grow card portfolio 
  • Identify and mitigate risk
  • Automated report scheduler for custom delivery of data updates 
  • Support regulatory reporting and maintain compliance

Your portfolio, at a glance

The executive summary dashboard features six of the most critical KPIs selected based on client feedback:

  • Total income
  • Amount delinquent
  • Number of purchases
  • Number of accounts
  • Amount charged off
  • Fraud amount

Data Pack Highlights

The Credit Data Pack is a defined data set exported out of a client’s credit processing service provided by FIS on the Payments One Credit (P1C), BASE2000 or TBS credit processing platforms

Designed by experts

Intuitive starter models for every subject area across credit card portfolio

Delivered or On-demand

Detail and account level data that is easy to develop, export and schedule for automatic delivery

An Executive Summary

Summary-level data for visualizations in highly intuitive executive dashboards