FIS Modern Banking Platform
Advance your bank with a modern core platform.
Ethos™ Credit Loss Intelligence
The Fastest, Easiest Way to Identify Risks in Your Portfolio, While Maintaining ComplianceManaging the complex dynamics of loan loss forecasting in today’s environment can be challenging. Many institutions are seeking easy, data-driven tools and processes to help them make better decisions while becoming CECL compliant. That’s why FIS has partnered with industry experts to bring our clients an exclusive, streamlined solution that is easy-to-use, affordable and fully transparent.
Ethos Credit Loss Intelligence: Right-size Your Loan Loss Reserves
You Don’t Need Another Expensive, Risky Data Project
Affordable Solution to a Costly ProblemBuilding new in-house systems only taxes your team and introduces risk. Stay focused on other things and protect your productivity, all for the cost of a single employee.
Sophisticated Data ModelsSophisticated modeling with macro-sensitive factors keep your loan loss reserves current with default expectations across the life of your portfolio.
Support You Can TrustReports include a self-service guide to help you understand how to approach updating your balance sheet, risk profile and pricing, as well as documentation needed for auditors.