FIS Modern Banking Platform
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Hosted Pay page
Integration payment page
Yes, you will need a merchant account to process online payments. The funds are deposited into the merchant account when the payments are settled. Worldpay will provide the merchant account to enable online payments. However, you are able to use your existing merchant account.
If you decide to use Worldpay’s hosted pay page, your website will be compliant. However, if you choose to take card details from your own website [via an integrated payments page], it will be your responsibility to ensure that you are PCI compliant.