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Cincinnati, Ohio United States

Payments 2025 highlights the key trends shaping the future of payments across key industries. Using our years of experience and leveraging our vast network of specialists from across the industry and beyond, we share expert opinions and recommendations. We explore the social, economic, technological and environmental factors that will shape the next few years so we can help you prepare for tomorrow.

The Future of Payments Is Here

In collaboration with global trends intelligence agency Stylus, Worldpay has uncovered the key macro drivers and trends shaping the future of payments. Discover a new era for payments with us.

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Tomorrow Starts Today

The events of the last few years have led to a monumental shift in the way we consume goods, services and experiences. Our research reveals that consumers are already becoming more interested in next-gen payment options – the future of spending is on our doorsteps. See what this means for your industry.

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Going Beyond Payments

To explore what will shape the future of payments by 2025 and how we can best prepare for this, we looked beyond the payment industry. We identified the key themes that were of most interest to our customers and invited experts in these fields to share their opinions on the future of payments through the lens of technology, environment, culture and more.

Chris Gledhill

Fintech Advisor & Consultant

"Payments become experiences rather than transactions."

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Scott Smith

Founder & Managing Partner of Changeist

"In the next few years, consumers will have more control over the personalization of their digital experiences."

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Dr. David Lewis

President of The BEworks Research Institute

"Companies need to actively help people improve their financial well-being."

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Zak Dychtwald

Author & Founder of Young China Group

"China offers a lot for the companies and countries who want to innovate with it and from it."

Watch video

Silvana Fillipponi

Advisor to the Italian Government

"An ethical approach to data governance will be central by 2025."

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Benjamin Arunda

Blockchain Fintech Expert & Consultant

"Literacy levels is a really key factor to look at when developing any payment solution."

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Ximena Aleman

Co-Founder & Co-CEO of Prometeo

"The changes will come from outside the industry, and we will see disruptors jumping into the arena."

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Edna Odhiambo

Climate Change Lawyer & Advisor

"Payment technology has the power to ... enable the growth of digitally backed economies."

Watch video
Chris Gledhill
Fintech Advisor & Consultant
Scott Smith
Founder & Managing Partner of Changeist
Dr. David Lewis
President of The BEworks Research Institute
Zak Dychtwald
Author & Founder of Young China Group
Silvana Fillipponi
Advisor to the Italian Government
Benjamin Arunda
Blockchain Fintech Expert & Consultant
Ximena Aleman
Co-Founder & Co-CEO of Prometeo
Edna Odhiambo
Climate Change Lawyer & Advisor

Payments 2025 - Expert Bios

Chris Gledhill

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Chris Gledhill is a FinTech advisor & consultant with a focus on banking and the future of financial services. He has both a technical & business background with expertise spanning a wide range of disruptive technologies including Blockchain, Big Data, and CryptoCurrencies.

Scott Smith

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Scott Smith is the founder and managing partner of Changeist, a futures research and consulting partnership. He has more than 25 years of experience in forecasting and working with global financial, retail, telecoms, technology, media brands, and institutions, including SWIFT, AXA, ING, and ASOS.

David Lewis

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David Lewis, Ph.D., MBA, CFA is the President of the Research Institute at BEworks. David specializes in Behavioral Economics, Financial Decision-making, Strategy, and Marketing. His previous experience includes C-Level roles at global financial institutions including Barclays Wealth USA, UBS Bank USA, UBS Financial Services Americas, ING DIRECT USA, and Bank of Nova Scotia. David also sits on the boards of various financial institutions in Canada.

Zak Dychtwald

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Zak Dychtwald is the author of Young China and founder of Young China Group, a think tank and consultancy exploring the impact of the evolving identity of China’s young generation on markets, the economy, and politics. His goal is to bridge a people-first understanding of China for a better world, working with individuals, companies, and governments.

Silvana Filipponi

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Silvana Filipponi is an expert in Payments and Digital Identity, an advisor to the Italian Government, and an advocate for diversity and inclusion. She is a senior leader with 25+ years of experience in the innovation and digital transformation of business and society from leading brands at the international level.

Benjamin Arunda

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Benjamin Arunda is Africa's leading Blockchain Expert and Consultant in Enterprise Blockchain, Decentralized Finance (De-Fi), Crypto Business Establishment and Implementation, Africa & Asia Crypto Market, and Blockchain Smart Contract, with a good knowledge in Binance Smart Chain, BEP 20 tokens, Ethereum ERC20 tokens, Polkadot and other chains. He is also the Chairperson of the Africa Blockchain Council.

Ximena Aleman

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Ximena is Co-Founder and Co-CEO at Prometeo, the largest open banking platform in Latin America, providing access to information and payments across 110 APIs from 42 financial institutions in 10 countries. In a little over two years, Prometeo has been able to gain the trust of major financial institutions, such as JP Morgan, Santander and Citibank and has received the support of investors from Silicon Valley, Europe and Asia.

Edna Odhiambo

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Edna is a climate change lawyer with over a decade of experience in effectively communicating climate solutions to advance resilience and secure sustainability. Her advisory spans four continents in diverse sectors including climate finance, clean energy, decarbonizing transport, and natural climate solutions.

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