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Andrew Hewitt, director, Payment & Data Solutions, FIS
September 24, 2018
Whether they realize or not, most people have grown so accustomed to using APIs that they’re a fact of life to the modern digital user. The use of APIS has made the apps so many people rely on to find directions, transportation or communicate with other people and companies seamless, and simple.
In preparing this year’s Flavors of Fast report, our annual “deep dive” into the state of global faster payments, we noticed a significant increase in the use of APIs and value-added overlays applied to real-time rails. Not coincidentally, we also noted a direct correlation between the use of such services, and the growth and adoption of faster payments in those regions. For example:
Though faster payment overlays tend to focus on P2P use cases first, we’ve also seen an increasing number of governments and corporates taking advantage of overlays and APIs on real-time rails this year.
To read more about how value-added overlays and APIs are transforming the function, value and relevance of faster payment rails, visit http://www.fisglobal.com/flavors-of-fast and download our 2018 Flavors of Fast report.
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Tags: Innovation, Payments, Technology
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