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Ethos™ Clarity API 1.0.0) (OAS3)

KLI

Retrieve detailed information about:

  • The insights (Key Lifestyle Indicators KLIs) that are assigned to a single UCIC of the Financial Institution.
  • The list of customers (UCICs) that have a single KLI assignment in common, including the other KLIs assigned to each customer.
  • Descriptive details for all KLIs assigned to the customers of the Financial Institution.
  • Descriptive details for a specific KLI within the Clarity KLI taxonomy, including the count of customers assigned and the list of parent KLIs.
  • Retrieve the list of KLI that are categorized within a group (defined as children) of the Clarity KLI taxonomy.

Merchant

Retrieve transaction details such as: scrubbed merchant name, merchant classification, links to download merchant logo (if available) and MCC logo (if available).

A list of sample transactions can be seen below:


Sample transaction strings:
MERCHANT PURCHASE TERMINAL COSTCO WHSE WINTER PA FL : PM SEQ #
LOWES HOME CENTE
KONA ACE HARDWARE KAILUA-KONA HI USA96740
POS PURCHASE TERMINAL TREK COMPANY STORE MADISON WI
MERCHANT PURCHASE TERMINAL BRUEGGER S MINNETONK MN
HEAV NLY DONUTS BRENTWOOD NH
LEMONGRASS RESTAURANT KEAAU HI US
OHIO STATE UNIV
CTC CONSTANTCONTACT.CO CTC CONSTANTCONTACT.CO 855-2295506 MA 9594
TRAVELERSHELPER.BI Z LONDON
CARNIVAL FRDOM SAIL SG CARNIVAL FRDOM SAI MIAMI FL US
BB&T MORTGAGE ONLINE PMT
NAVI ED SERV WEB STUDNTLOAN MTIBF
UBO XYF JOHN HANCOCK FREED
SP KABBAGE ONESI ES HTTPSFUTU GA

UCIC

Retrieve a list of insights and goals achieved by a single customer or for a group of customers using a set of query string parameters.

V2

Endpoints beginning with /v2 use camel casing instead of the snake casing that /v1 uses. Camel casing will be the strategy used going forward. /v2 endpoints can be accessed with auth tokens acquired from /v1.

Integrations

When integrating with Clarity APIs you should always allow for unknown fields. FIS reserves the right to add additional fields to its APIs. FIS will always attempt to not introduce breaking changes into an endpoint. This is often accomplished by the addition of fields. If a breaking change is required clients will be given advanced notice to make the required changes.

Access to API endpoints may be rate limited and have monthly account level quotas, your account representative will have details if this applies to you.

Authentication

BasicAuthentication

Use the provided User ID and password to authenticate.

Security Scheme Type HTTP
HTTP Authorization Scheme basic

BearerAuthentication

Obtain a token using the /auth/v1/token endpoint

Security Scheme Type HTTP
HTTP Authorization Scheme bearer
Bearer format "JWT"

/auth

Change your password used to access the Clarity Data Insights APIs.

Call this API passing a JSON request to change your password.
Password Policy -

  • 8 Characters
  • Require Numbers
  • Require special characters
  • Require Uppercase Characters
  • Require Lowercase Characters

Request Body schema: application/json

The JSON Body of the POST to change your current password

username
required
string

The username provided to you via the Clarity Data Services Welcome email.

password
required
string

Your current password. For new users this would be the password provided to you via the Clarity Data Services Welcome email.

new_password
required
string

A new strong password that meets Clarity Data Services API password policy card processor criteria.

Responses

200

Ok

400

A JSON object that contains Bad Request messages

404

Not Found

500

Server Error

post/auth/v1/changePassword
https://[FIS-api-host]/auth/v1/changePassword

Request samples

Content type
application/json
Copy
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{
  • "username": "somebody@somebank.com",
  • "password": "342_9B1B",
  • "new_password": "P@$$w0rd!"
}

Refresh authentication token

Call this API to get a new token when previous token expires

Authorizations:
BasicAuthentication

Responses

200

Ok

400

Bad Request. Check your credentials.

404

Not Found

500

Server Error

post/auth/v1/token
https://[FIS-api-host]/auth/v1/token

Response samples

Content type
application/json
Copy
 Expand all Collapse all
{
  • "token": "eyJraWQiOiJKNHl6dmdGZ3VWbityS2s3Wmt2NnBQTGtMK2hwY20zS09lSlJ5MHNaZnJBPSIsImFsZyI6IlJTMjU2In0.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.L9ORpHtxwJ3nBtgMZrQowDotlI0zQy9SZN2uAJj8g_JfJgQ-liK3rTn21IcJdWoS7iPKu-Wq9PT6Zl9jnn71Z7CZ97ipkd9JgLb2W0Brptgm69TRGLr0xWDAsXgqvW8VChT8KHSr3fOCeiz1zDWI2ZBKNj_PDiHRsJn7Xmrkc-joS3TiXtJRyW6TqtoWlf_--GKivzAoJiMkQxlNKYGm5I_NOUYL7x2awJce74jE4b6uqrRG5On1_1X9hKTD2G5L6CYZpz95Xzzeegl-ccuV3lRkzrau-lrc5eHABaFUupm7vMcp3JIbBTCvgJgw8WcuP1JA57TIAW67rfqaMmkWdg",
  • "expires_in": 3600
}

/kli

List of KLIs assigned to a customer

Call this API passing an FIS supplied partner_id and UCIC along with query parameters to retrieve KLI details about a customer (UCIC).

  • Use the kli_code as an input to the “Details for a single KLI” endpoint to obtain additional information about the specific KLI.

kli_class - kli_class returns an indicator if the KLI is public or private to the Financial Institution. The majority of KLI are public KLI indicating that they are available to be assigned to customers of all Financial Institutions. Private KLI are limited to FI Products describing the unique products and services available to FI customers.

kli_is_competitive - This query parameter can be used to filter the list of KLI results to only those within the Competitive FI Products & Activity branch of the taxonomy.

kli_is_leaf - kli_is_leaf returns the lowest level of the Clarity KLI taxonomy.

For example -
BranchLeaf KLI
Consumer SpendMerchants of transactions processed. Parents of leaf KLI provide categorization of the merchants.
Competitive BanksFinancial Institutions of transactions processed. Parents of leaf KLI provide type of FI, Credit Unions, Domestic Banks, Foreign Banks, etc.
Competitive FI ProductsFinancial Institutions and products for which transactions processed (e.g. Wells Fargo Mortgage). Parents of leaf KLI provide type of product for which payment was made.
Competitive Payment ActivityDetails of payment activity including product and payment range. Parents of leaf KLI provide category of payment activity and product type.
Customer Behavior IndicatorsSpecific behavior identified for the customer (e.g. HELOC Utilization: 0%). Parents of leaf KLI provide categories of behavior.


Please note: Do not choose to select kli_class of PRIVATE with kli_is_competitive of TRUE. This results in a null return because the Competitive branch of the KLI taxonomy is public.

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS.

ucic
required
string

UCIC of the Financial Institution customer for which you wish to receive the set insights (KLIs) assigned.

query Parameters
kli_class
string
Enum: "PUBLIC" "PRIVATE"

Indicator describing the privacy of the KLI, Public or Private to the Financial Institution.

kli_is_competitive
boolean
Enum: true false

Flag (Y/N) indicating if the KLI describes a customer insight related to activity with competitive Financial Institutions.

kli_is_leaf
boolean

Flag (Y/N) indicating if the KLI is at the lowest level of the Clarity KLI taxonomy (no children KLIs exist).

kli_is_active
boolean

Flag (Y/N) indicating if the KLIs are active for the customers

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/kli/v1/partners/{partner_id}/ucics/{ucic}/kli_assignments
https://clarity-stage.fisglobal.com/kli/v1/partners/{partner_id}/ucics/{ucic}/kli_assignments

Response samples

Content type
application/json
Copy
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{
  • "kli_code": 8850775,
  • "kli_is_active": true,
  • "kli_class": "PUBLIC",
  • "kli_categorization": "OTHER COMPETITIVE BANKING TRANSACTIONS",
  • "kli_description": "MISC. TRANSACTION FEE",
  • "kli_is_competitive": true,
  • "kli_is_leaf": true,
  • "primary_attribute": "string",
  • "primary_owner": true,
  • "uaic": "string",
  • "uaic_close_date": "string",
  • "uaic_open_date": "string"
}

List of KLIs within a group(section) of the KLI taxonomy for all customers

Call this API passing a FIS supplied partner_id, kli_code and query parameters (optional) to retrieve details about the children KLIs included in the group (section) that are assigned to customers.

  • Use the KLI listed in the kli_assigned as an input to the “Details for a single KLI” endpoint to obtain additional information about the specific KLI.

KLIKLI CodePublic / Private
Competitive Banks8847985Public
Competitive FI Products39668008Public
     Competitive Mortgages8784829Public
     Competitive Credit Cards8784829Public
     Competitive Investments10595307Public
Competitive Payment Activity33805546Public
Predictive Indicators12561887Public
FI Products12259279Leaf are Private
Consumer Spend8616194Public
     Life Events8080149Public
      Food and Dining8080068Public
     Activities & Interests8080101Public
Customer Behavior Indicators10595179Public


kli_class - kli_class returns an indicator if the KLI is public or private to the Financial Institution. The majority of KLI are public KLI indicating that they are available to be assigned to customers of all Financial Institutions. Private KLI are limited to FI Products describing the unique products and services available to FI customers.

kli_is_competitive - This query parameter can be used to filter the list of KLI results to only those within the Competitive FI Products & Activity branch of the taxonomy.

kli_is_leaf - kli_is_leaf returns the lowest level of the Clarity KLI taxonomy.

For example -
BranchLeaf KLI
Consumer SpendMerchants of transactions processed. Parents of leaf KLI provide categorization of the merchants.
Competitive BanksFinancial Institutions of transactions processed. Parents of leaf KLI provide type of FI, Credit Unions, Domestic Banks, Foreign Banks, etc.
Competitive FI ProductsFinancial Institutions and products for which transactions processed (e.g. Wells Fargo Mortgage). Parents of leaf KLI provide type of product for which payment was made.
Competitive Payment ActivityDetails of payment activity including product and payment range. Parents of leaf KLI provide category of payment activity and product type.
Customer Behavior IndicatorsSpecific behavior identified for the customer (e.g. HELOC Utilization: 0%). Parents of leaf KLI provide categories of behavior.

Please note: Do not choose to select kli_class of PRIVATE with kli_is_competitive of TRUE. This results in a null return because the Competitive branch of the KLI taxonomy is public.

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS

kli_code
required
integer

KLI code being searched.

query Parameters
kli_class
string
Enum: "PUBLIC" "PRIVATE"

Indicator describing the privacy of the KLI, Public or Private to the Financial Insitution.

kli_is_competitive
boolean
Enum: true false

Flag (Y/N) indicating if the KLI describes a customer insight related to activity competitive Financial Institution.

kli_is_leaf
boolean
Enum: true false

Flag (Y/N) indicating if the KLI is at the lowest level of the Clarity KLI taxonomy (no children KLIs exist).

limit
integer

Number of rows to be returned per page (default 1000).

offset
integer

Starting row number for this page of data.

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/kli/v1/partners/{partner_id}/kli_assignments/{kli_code}/children
https://clarity-stage.fisglobal.com/kli/v1/partners/{partner_id}/kli_assignments/{kli_code}/children

Response samples

Content type
application/json
Copy
 Expand all Collapse all
{}

List of KLIs within a group(section) of the KLI taxonomy

Call this API passing a FIS supplied partner_id, kli_code and query parameters (optional) to retrieve details about the children KLIs included in the group (section) that are assigned to customers.

  • Use the KLI listed in the kli_assigned as an input to the “Details for a single KLI” endpoint to obtain additional information about the specific KLI.

KLIKLI CodePublic / Private
Competitive Banks8847985Public
Competitive FI Products39668008Public
     Competitive Mortgages8784829Public
     Competitive Credit Cards8784829Public
     Competitive Investments10595307Public
Competitive Payment Activity33805546Public
Predictive Indicators12561887Public
FI Products12259279Leaf are Private
Consumer Spend8616194Public
     Life Events8080149Public
      Food and Dining8080068Public
     Activities & Interests8080101Public
Customer Behavior Indicators10595179Public


kli_class - kli_class returns an indicator if the KLI is public or private to the Financial Institution. The majority of KLI are public KLI indicating that they are available to be assigned to customers of all Financial Institutions. Private KLI are limited to FI Products describing the unique products and services available to FI customers.

kli_is_competitive - This query parameter can be used to filter the list of KLI results to only those within the Competitive FI Products & Activity branch of the taxonomy.

kli_is_leaf - kli_is_leaf returns the lowest level of the Clarity KLI taxonomy.

For example -
BranchLeaf KLI
Consumer SpendMerchants of transactions processed. Parents of leaf KLI provide categorization of the merchants.
Competitive BanksFinancial Institutions of transactions processed. Parents of leaf KLI provide type of FI, Credit Unions, Domestic Banks, Foreign Banks, etc.
Competitive FI ProductsFinancial Institutions and products for which transactions processed (e.g. Wells Fargo Mortgage). Parents of leaf KLI provide type of product for which payment was made.
Competitive Payment ActivityDetails of payment activity including product and payment range. Parents of leaf KLI provide category of payment activity and product type.
Customer Behavior IndicatorsSpecific behavior identified for the customer (e.g. HELOC Utilization: 0%). Parents of leaf KLI provide categories of behavior.

Please note: Do not choose to select kli_class of PRIVATE with kli_is_competitive of TRUE. This results in a null return because the Competitive branch of the KLI taxonomy is public.

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS

ucic
required
string

UCIC of the Financial Institution customer for which you wish to receive the set insights (KLIs) assigned.

kli_code
required
integer

KLI code being searched.

query Parameters
kli_class
string
Enum: "PUBLIC" "PRIVATE"

Indicator describing the privacy of the KLI, Public or Private to the Financial Insitution.

kli_is_competitive
boolean
Enum: true false

Flag (Y/N) indicating if the KLI describes a customer insight related to activity competitive Financial Institution.

kli_is_leaf
boolean
Enum: true false

Flag (Y/N) indicating if the KLI is at the lowest level of the Clarity KLI taxonomy (no children KLIs exist).

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/kli/v1/partners/{partner_id}/ucics/{ucic}/kli_assignments/{kli_code}/children
https://clarity-stage.fisglobal.com/kli/v1/partners/{partner_id}/ucics/{ucic}/kli_assignments/{kli_code}/children

Response samples

Content type
application/json
Copy
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{
  • "kli_code": 8850775,
  • "kli_is_active": true,
  • "kli_class": "PUBLIC",
  • "kli_categorization": "OTHER COMPETITIVE BANKING TRANSACTIONS",
  • "kli_description": "MISC. TRANSACTION FEE",
  • "kli_is_competitive": true,
  • "kli_is_leaf": true,
  • "primary_attribute": "string",
  • "primary_owner": true,
  • "uaic": "string",
  • "uaic_close_date": "string",
  • "uaic_open_date": "string"
}

List of customers assigned a given KLI

Call this API passing a FIS supplied partner_id and KLI code along with query parameters to get back details about the customers that have the KLI assignment in common, including the other KLIs assigned to each customer.

  • Use the kli_code as an input to the “Details for a single KLI” endpoint to obtain additional information about the specific KLI.
  • Use the ucic as an input to the “Goals achieved for an individual customer” endpoint to gather more details about all goals achieved by the customer.

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS.

kli_code
required
integer

KLI code being searched.

query Parameters
ucic_type
string
Enum: "I" "O"

Indicator describing the type of customer, 'I' individual or 'O' business / organization.

ucic_is_active
string
Enum: true false

Flag indicating if the customer is currently an active customer of the Financial Institution.

limit
integer

Number of rows to be returned per page (default 1000).

offset
integer

Row number to start returning data.

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/kli/v1/partners/{partner_id}/kli_assignments/{kli_code}/ucic_details
https://clarity-stage.fisglobal.com/kli/v1/partners/{partner_id}/kli_assignments/{kli_code}/ucic_details

Response samples

Content type
application/json
Copy
 Expand all Collapse all
{}

Details for all KLIs assigned to FI customers

Call this API passing a FIS supplied partner_id and query parameters (optional) to retrieve details about the KLIs that are assigned to customers of the Financial Institution.

kli_class - kli_class returns an indicator if the KLI is public or private to the Financial Institution. The majority of KLI are public KLI indicating that they are available to be assigned to customers of all Financial Institutions. Private KLI are limited to FI Products describing the unique products and services available to FI customers.

kli_is_competitive - This query parameter can be used to filter the list of KLI results to only those within the Competitive FI Products & Activity branch of the taxonomy.

kli_is_leaf - kli_is_leaf returns the lowest level of the Clarity KLI taxonomy.

For example -

BranchLeaf KLI
Consumer SpendMerchants of transactions processed. Parents of leaf KLI provide categorization of the merchants.
Competitive BanksFinancial Institutions of transactions processed. Parents of leaf KLI provide type of FI, Credit Unions, Domestic Banks, Foreign Banks, etc.
Competitive FI ProductsFinancial Institutions and products for which transactions processed (e.g. Wells Fargo Mortgage). Parents of leaf KLI provide type of product for which payment was made.
Competitive Payment ActivityDetails of payment activity including product and payment range. Parents of leaf KLI provide category of payment activity and product type.
Customer Behavior IndicatorsSpecific behavior identified for the customer (e.g. HELOC Utilization: 0%). Parents of leaf KLI provide categories of behavior.

Please note: Do not choose to select kli_class of PRIVATE with kli_is_competitive of TRUE. This results in a null return because the Competitive branch of the KLI taxonomy is public.

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS.

query Parameters
kli_class
string
Enum: "PUBLIC" "PRIVATE"

Indicator describing the privacy of the KLI, Public or Private to the Financial Institution.

kli_is_competitive
boolean
Enum: true false

Flag (Y/N) indicating if the KLI describes a customer insight related to activity with competitive Financial Institutions.

kli_is_leaf
boolean
Enum: true false

Flag (Y/N) indicating if the KLI is at the lowest level of the Clarity KLI taxonomy (no children KLIs exist).

limit
integer

Number of rows to be returned per page (default 1000).

offset
integer

Row number to start returning data.

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/kli/v1/partners/{partner_id}/kli_details
https://clarity-stage.fisglobal.com/kli/v1/partners/{partner_id}/kli_details

Response samples

Content type
application/json
Copy
 Expand all Collapse all
{}

Details for a single KLI

Call this API passing a FIS supplied partner_id and a KLI code to retrieve details about the KLI

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS.

kli_code
required
integer

KLI code being searched.

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/kli/v1/partners/{partner_id}/kli_details/{kli_code}
https://clarity-stage.fisglobal.com/kli/v1/partners/{partner_id}/kli_details/{kli_code}

Response samples

Content type
application/json
Copy
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{
  • "kli_code": 8784812,
  • "kli_desc": "BANK OF AMERICA MORTGAGES",
  • "kli_class": "PUBLIC",
  • "kli_is_leaf": true,
  • "kli_is_competitive": true,
  • "kli_merchant_domain": "bankofamerica.com",
  • "kli_merchant_logo_url": "string",
  • "kli_mcc_code": "string",
  • "kli_mcc_logo_url": "string",
  • "kli_relation_codes": "8784781:8847985:8847986:8849168:8784812 | 8784781:39668008:8784808:8784812",
  • "kli_relation_descs": "COMPETITIVE FI PRODUCTS & ACTIVITY:COMPETITIVE BANKS:COMPETITIVE DOMESTIC BANKS:BANK OF AMERICA:BANK OF AMERICA MORTGAGES | COMPETITIVE FI PRODUCTS & ACTIVITY:COMPETITIVE FI PRODUCTS:COMPETITIVE MORTGAGES:BANK OF AMERICA MORTGAGES",
  • "total_ucics": 110,
  • "online_ucics": 64
}

/merchant

Merchant name scrubbing API

Call this API passing transaction details to retrieve scrubbed merchant name, merchant classification, merchant logo (if available) and MCC logo (if available).

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

The partner ID provided to the financial institution by FIS

query Parameters
parser
string
Value: "VISA"
Request Body schema: application/json

The JSON Body of the POST to retrieve a scrubbed merchant name

ucic
string

Unique customer identification code assigned to the customer by the Financial Institution.

uaic
string

For account-based KLIs only, a unique account identification code for the account.

terminal_id
string

Terminal ID assigned to the merchant POS system by credit card processor.

acquirer_id
string

Acquirer ID assigned to the merchant POS system by credit card processor.

merchant_id
string

Merchant ID assigned to the merchant POS system by credit card processor.

merchant_description
required
string

The merchant string that is to be scrubbed and classified.

mcc
required
string

The Merchant Classification Code for the merchant

trans_amount
number <currency>

The dollar amount (USD) of the transaction

trans_timestamp
string <date-time> YYYY-MM-DD HH:MM:SS

The timestamp of when the transaction was processed at the merchant POS

trans_vehicle
string
Enum: "cc" "dc" "ach"

The means by which the transaction was initiated. Credit Card (cc), Debit Card (dc), or ACH (ach)

trans_category
string
Enum: "olb" "pos" "other"

Where the transaction took place. Online banking / bill pay (olb), Point of Sale (pos), Other (other)

trans_type
string
Enum: "debit" "credit"

The type of transaction. Debit (debit) to the account. Credit (credit) to the account.

Responses

200

Ok

400

Bad Request

401

Unauthorized

404

Not found

500

Server error

post/merchant/v1/partners/{partner_id}/merchant
https://clarity-stage.fisglobal.com/merchant/v1/partners/{partner_id}/merchant

Request samples

Content type
application/json
Copy
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{
  • "ucic": "e2c96790-fd69-11e8-9ff7-bf083b0e566c",
  • "uaic": "123456",
  • "terminal_id": "078942319",
  • "acquirer_id": "9345345232",
  • "merchant_id": "823482982839223332",
  • "merchant_description": "SHELL OIL WHITE BEAR LAMNUS",
  • "mcc": "5541",
  • "trans_amount": "12.55",
  • "trans_timestamp": "2018-05-18T15:22:15.000Z",
  • "trans_vehicle": "cc",
  • "trans_category": "olb",
  • "trans_type": "debit"
}

Response samples

Content type
application/json
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{
  • "match_type": "DIRECT",
  • "match_score": 1,
  • "match_detail":
    {},
  • "merchant_id": "4445001651067",
  • "trans_id": "0b6ffdf0-2619-4b5a-94f3-2abf0230c6cb",
  • "acquirer_id": "444500",
  • "network": "VISA"
}

Merchant Transaction Cleansing

Call this API passing transaction details to retrieve scrubbed merchant name, merchant classification, merchant logo (if available) and MCC logo (if available). MCC is an optional field in this api.

A list of sample transactions can be found here. These would values would be placed in the merchantDescription field.

Match Types

Type Category
DIRECT An exact match was found.
CLEANSED No match was found. Scrubbed description returned.
MCC No match was found. Scrubbed description returned along with MCC classification.
Authorizations:
BearerAuthentication
path Parameters
partnerId
required
integer

The partner ID provided to the financial institution by FIS

query Parameters
parser
string
Enum: "VISA" "VISA2" "custom"

A known format the transaction is in. If the value 'custom' is used the property parserDefinition of the post body is required.

consumer
boolean

A flag to use the consumer taxonomy instead of the merchant oriented one. This defaults to false (uses the merchant taxonomy).

Example

Type Category
Merchant WAREHOUSE CLUBS
Consumer WAREHOUSE CLUB SHOPPER
Request Body schema: application/json

The JSON Body of the POST to retrieve a scrubbed merchant name

ucic
string Nullable

Unique customer identification code assigned to the customer by the Financial Institution.

uaic
string Nullable

For account-based KLIs only, a unique account identification code for the account.

terminalId
string Nullable

Terminal ID assigned to the merchant POS system by credit card processor.

acquirerId
string Nullable

Acquirer ID assigned to the merchant POS system by credit card processor.

merchantId
string Nullable

Merchant ID assigned to the merchant POS system by credit card processor.

merchantDescription
required
string

The merchant string that is to be scrubbed and classified.

mcc
string Nullable

The Merchant Classification Code for the merchant

transAmount
number <currency> Nullable

The dollar amount (USD) of the transaction

transTimestamp
string <date-time> Nullable YYYY-MM-DD HH:MM:SS

The timestamp of when the transaction was processed at the merchant POS

transVehicle
string Nullable
Enum: "cc" "dc" "ach"

The means by which the transaction was initiated. Credit Card (cc), Debit Card (dc), or ACH (ach)

transCategory
string Nullable
Enum: "olb" "pos" "other"

Where the transaction took place. Online banking / bill pay (olb), Point of Sale (pos), Other (other)

transType
string Nullable
Enum: "debit" "credit"

The type of transaction. Debit (debit) to the account. Credit (credit) to the account.

parserDefinition
object Nullable

Responses

200

Ok

400

Bad Request

401

Unauthorized

403

You do not have permission to access this resource.

429

You have exceeded your throughput rate or quota for your account plan.

500

Server error

post/v2/partners/{partnerId}/merchants/cleanse-transaction
https://clarity-stage.fisglobal.com/v2/partners/{partnerId}/merchants/cleanse-transaction

Request samples

Content type
application/json
Copy
 Expand all Collapse all
{
  • "ucic": "e2c96790-fd69-11e8-9ff7-bf083b0e566c",
  • "uaic": "123456",
  • "terminalId": "078942319",
  • "acquirerId": "9345345232",
  • "merchantId": "823482982839223332",
  • "merchantDescription": "SHELL OIL WHITE BEAR LAMNUS",
  • "mcc": "5541",
  • "transAmount": "12.55",
  • "transTimestamp": "2018-05-18T15:22:15.000Z",
  • "transVehicle": "cc",
  • "transCategory": "olb",
  • "transType": "debit",
  • "parserDefinition":
    {
    }
}

Response samples

Content type
application/json
Copy
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{
  • "matchType": "DIRECT",
  • "matchScore": 1,
  • "matchDetail":
    {}
}

/ucic

Insights and goals achieved for a single customer.

Call this API passing a FIS supplied partner_id and a UCIC and get back a list of insights and goals achieved for the customer.

  • Use the KLI listed in the kli_assigned as an input to the “Details for a single KLI” endpoint to obtain additional information about the specific KLI.
  • Use the influence_id as an input to the “Single goal achieved for a given Influence ID” endpoint to gather more details about the specific goal achieved.

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS.

ucic
required
string

Customer being searched.

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/ucic/v1/partners/{partner_id}/ucics/{ucic}
https://clarity-stage.fisglobal.com/ucic/v1/partners/{partner_id}/ucics/{ucic}

Response samples

Content type
application/json
Copy
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{
  • "ucic": "e2c96790-fd69-11e8-9ff7-bf083b0e566c",
  • "ucic_type": "I",
  • "ucic_is_active": true,
  • "goal_kli_code": 8616234,
  • "ucic_process_date": "Thu, 31 Jul 2014 00:00:00 GMT",
  • "ucic_control_id": 0.867618858348578,
  • "kli_assigned":
    [
    ],
  • "campaign_influence":
    [
    ]
}

Insights and goals achieved for a group of customers.

Call this API passing a FIS supplied partner_id and query parameters to get back insights and goals achieved for a group of customers.

  • Use the KLI listed in the kli_assigned as an input to the “Details for a single KLI” endpoint to obtain additional information about the specific KLI.
  • Use the influence_id as an input to the “Single goal achieved for a given Influence ID” endpoint to gather more details about the specific goal achieved.

Authorizations:
BearerAuthentication
path Parameters
partner_id
required
integer

Partner ID provided to the Financial Institution by FIS.

query Parameters
ucic_type
string
Enum: "I" "O"

Indicator describing the type of customer, 'I' individual or 'O' business / organization.

ucic_is_active
string
Enum: true false

Flag indicating if the customer is currently an active customer of the Financial Institution.

limit
integer

Number of rows to be returned per page (default 1000).

offset
integer

Row number to start returning data.

Responses

200

Ok

401

Unauthorized

404

Not found

500

Server error

get/ucic/v1/partners/{partner_id}/ucics
https://clarity-stage.fisglobal.com/ucic/v1/partners/{partner_id}/ucics

Response samples

Content type
application/json
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{}

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