Check Processing

Options to Meet Any Need

As check usage continues to decline, many financial institutions are analyzing the best ways to handle the processing and imaging of the remaining volume. That’s why FIS™ offers a range of models that give you complete flexibility. Using either our industry-leading VisionIP or ImageCentre solution, choose among these arrangements:

  • In-house licensed software – You maintain complete control of your item processing operation while benefiting from advanced, built-in security and compliance safeguards.
  • Fully outsourced processing – We will process your work quickly, accurately and securely, while your customers benefit from a convenient, 24/7 service experience.
  • ASP, a hybrid approach – Shift the cost of the software, maintenance and hardware to us, yet handle the capture and processing at your facility.

Check Image Exchange

Improve the Value of Your Payments Franchise

FIS Check Processing Solutions

As you seek new efficiencies, check image exchange offers great potential. Endpoint Exchange® moves check images among financial institutions, service bureaus, clearinghouses and the Federal Reserve. Join this diverse network of financial institutions of all sizes, check image software developers and image-item processing outsources and reap these benefits:

  • Same-day or next-day funds availability
  • Accelerated cash flow
  • Improved settlement of float cycles
  • Reduced fraud losses with earlier notification
  • Faster identification of potential check fraud

Distributed Capture

Improve Productivity and Reduce Costs

Removing paper from the process of clearing checks saves time and reduces costs for everyone – consumers, merchants and every area of the banking branch. Our proven image outsource solutions also increase productivity, optimize accuracy and contribute to a greener planet.

  • Provide retail customers with secure, convenient account access – With consumer capture, customers can make fewer branch visits, a competitive differentiator that helps you grow deposits. Mobile capture is also available.
  • Reduce time to clear for business customers – Merchant capture lets businesses transmit scanned checks throughout the day, extending your same-day processing window.
  • Streamline workflows in the branch – With branch capture, images move into the daily processing environment earlier. Benefits: extended item processing deadlines, reduced courier runs and less need for peak-time staffing.
  • Capture the image before the check gets to the back office – Teller capture lets your front-line employees spend more time focusing on your customers’ needs.
  • Provide greater convenience at the ATM – Customers can deposit checks directly into the ATM without an envelope.
FIS Distributed Capture Solutions