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Merchant Solutions

More Value, Lower Costs, One Trusted Partner

Retailers are faced with a complex regulatory environment, as well as the need for new solutions that address emerging channels, new consumer demands and a constant barrage of data. FIS™ provides a merchant services suite that helps retailers acquire, engage and protect customers as they conduct anywhere, anytime commerce.

  • Ensure a positive customer experience with a full range of payment processing and acceptance options, including front-end authorization, mobile payments and eCommerce gateway for secure card-not-present (CNP) purchases.
  • Choose from a complete range of point-of-sale hardware and virtual payment solutions from top providers.
  • Bring customers back again and again with gift card solutions (Valutec®), prepaid card options, loyalty programs and merchant-branded debit cards.
  • Safely and securely manage transactions and ensure PCI compliance with advanced encryption and tokenization.
  • Benefit from streamlined settlement and reporting, plus full service support from a dedicated account representative.
  • Keep your focus on serving customers with back-office check conversion, collections, risk management, and print and mail services.

Check Solutions

Securely Accept Checks while Providing Customer Convenience

FIS Check Solutions

Although check usage continues to decline, it still accounts for substantial non-cash sales and provides a convenience to the retailer’s customers. Because the potential of check fraud is a reality, Certegy®, an FIS™ company, has been providing check verification, guarantee and risk analytics to thousands of businesses for four decades. Related services:

  • Eliminate worry and risk with our guarantee that reimburses you in the rare event that a check we authorized is fraudulent.
  • Provide your customers with immediate access to funds by converting their checks to cash or a prepaid card.
  • Safely accept online, card-not-present (CNP) payments with ClearCommerce®, which protects your business and your customers from cybercrime.
  • Build loyalty and repeat visits by offering customers a debit card that’s linked to their checking account and showcases your business’ unique brand.