PayNet

Real-time Global Money Movement Network from FIS

Your customers don’t always know when they’ll need to send money on the move. That’s where PayNet® comes in. PayNet is the power that moves money now.

PayNet creates an instant money movement win-win for you and your customers. The global money movement solution integrates with many front-end origination systems. Its secure, open architecture platform provides a transparent, seamless interface that you can offer to both your retail and business customers.

Built on the good funds model, PayNet enables instant:

  • Authorization approvals
  • Money transactions
  • Inquiries

With PayNet from FIS, you can:

  • Create a new source of fee income
  • Process instant person-to-person (P2P), account-to-account (A2A) and wire transfers
  • Immediately process checks
  • Expedite bill payment (replacing ACH)
  • Provide direct mobile/electronic wallet access to deposit accounts
  • Validate account information and balances in real-time
  • Provide timely, relevant payment services
  • Reduce your risk of fraud
  • Strengthen your competitive edge
FIS Paynet Good Funds Model
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