Orchestrated Intelligence™
Orchestration is designed to connect AI to your system-of-record data, route it through bank-grade controls and turn it into actionable intelligence you can stand behind.
Start orchestratingTurn fragmented data into coordinated intelligence.
Continuous evolution without the disruption.
Capture value across money in motion.
Defend at the speed of threat.
Compete in a world where AI makes the transaction.
Data & AI
Run smarter. Protect better. Grow faster with AI that works inside your workflows.
AI is only as powerful as the data behind it, yet most banks and credit unions run on fragmented systems. FIS is connecting data, analytics and agents on one platform and embedding AI into real workflows instead of bolting on standalone tools. Designed with bank-grade governance, explainability and compliance built in, you can turn scattered data into insight you can act on and trust.
One platform in three layers, built one at a time: a sphere of data points (Data), an icosahedron of connected nodes forming around it (Analytics), and a flowing ribbon wrapping both (Agents). Data: unified, governed data across the money lifecycle. Analytics: predictive intelligence applied to governed financial data. Agents: agentic workflows with human review and governed outcomes.
Modernization
Run with resilience and flexibility. Modernization becomes an operating model, not a one-time event.
Legacy systems lock up your data and make transformation slow, risky and hard to justify. FIS can help you replace that risk with an open-chassis approach, upgrading one component at a time while critical operations continue running. And because each targeted use case provides value quickly and funds the next, modernization becomes continuous progress you can sustain and justify.
Payments
Grow revenue through faster innovation and smarter money movement.
Disconnected systems make real-time innovation risky and let fintechs pull ahead. FIS unifies banking, payments and ecosystems on one global-scale platform for high-volume, real-time transactions. Embedded finance and new payment models run in core workflows – governed, transparent and auditable – so you can move money faster with increased control.
Learn about intelligent & programmable payments
Fraud
Protect the institution with proactive, intelligence-driven defense.
Modern fraud attacks identity, and coordinated schemes can slip past siloed tools. FIS applies network-level intelligence across billions of transactions and identities to reveal a broader pattern. AI-powered, identity-based controls are designed to detect anomalies and stop fraud in real time to improve security and approval rates while minimizing friction for good customers.
Introducing the FIS Anti-Money Laundering Investigations Agent
Agentic Commerce
Grow into new revenue models and stay at the center of commerce.
AI agents are transacting today. Block them, and you lose customers; approve them blindly, and you lose control. FIS delivers a network-level framework for training, deploying and governing AI agents across regulated ecosystems. Integrated with banking, payments and data, it lets you identify and authorize every agent-initiated transaction – staying the trusted center of every purchase.
Introducing FIS agentic commerce
Talk to our team
Every AI decision is transparent, compliant and auditable.
Designed for rigorous oversight and ongoing scrutiny.
See how AI decisions are made, where your data goes and who controls it, backed by evidence.
Purpose-built for the most heavily regulated industry in the world.
You don’t need to solve the data problem before making progress. FIS gives you a place to start.
Talk to our teamFIS connects its data assets to complement what already exists, so your investment starts paying off.
Speak with an expertFIS adds network intelligence from 75B+ transactions to deliver measurable value.
Explore your optionsChange with confidence, on a foundation that keeps getting stronger.
Intelligence that works where money lives.
Potential benefits and outcomes are illustrative and are not guaranteed. Product availability, functionality, integration requirements, scope, timing, and pricing are subject to further evaluation and applicable written agreements. Suggested next steps and potential FIS solutions require further evaluation. © FIS 2026, all rights reserved.
