A real-time, cloud-native core banking solution that simplifies modernization
Modernize, accelerate innovation and deliver world-class experiences
Rising customer expectations create pressure to innovate as quickly as your digital competitors. But with outdated technology holding you back, banking modernization is no longer an option. With FIS® Modern Banking Platform, you can transform your bank without the pain of a full system upgrade. Modular in design, this cloud-native banking solution allows you to redesign your bank in manageable steps, while its open API architecture enables continual innovation for a future-proof bank. Through the power of AI and advanced analytics, Modern Banking Platform eliminates guesswork and facilitates highly personalized customer offerings.
How Modern Banking Platform informs product development
- Advance your bank’s digital journey: Empower your organization with a single, cloud-native, API-enabled banking platform that’s essential in a digital-first world.
- Enhance strategic planning: Closely align your technology vision with your bank’s business goals and simplify the oversight of its implementation.
- Set your bank apart: Make ongoing technology decisions that mean the critical difference between gaining the competitive edge or losing market share.
How Modern Banking Platform benefits IT professionals
- Guide your core transformation: Lead your bank through the incremental infrastructure changes necessary to achieve banking modernization for the digital age.
- Boost efficiency and scalability: Adopt real-time processing and modern methods that overcome friction and deliver seamless day-to-day functionality.
- Ensure scalability, reliability and performance: Increase your power to manage increased volume, ensure availability, protect sensitive data and process transactions quickly.
How Modern Banking Platform supports operations
- Ensure the smooth flow of business: Eliminate the roadblocks your aging systems present that impede a seamless process flow throughout your enterprise.
- Improve performance monitoring: More easily track the metrics that enable you to fine-tune your processes for maximum productivity and profitability.
- Strengthen risk management and compliance: Promptly identify and mitigate cyberthreats and fraud while easing the burden of meeting regulatory requirements.
How Modern Banking Platform elevates the customer experience
- Embrace a customer-centric mindset: Deliver excellence at every opportunity, from product design and onboarding through transaction processing, servicing and reporting.
- Unite your entire ecosystem: Link core functionality with extended component platforms across the organization, without the need for customization.
- Empower your customer service team: Equip your workforce with tools to ensure that every point of contact is positive, efficient and user-friendly.
Combining the right people, processes and technology
Banking modernization is a significant journey, requiring a solid plan that plays out over time in a step-by-step manner. But with the right partner, a disciplined approach and the right digital banking platform, you begin reaping tangible, measurable benefits immediately.Client story
Resources
Fuse reliability with innovation to architect your banking future e-book
An evaluation of where you are, where you want to be and the best way to get there – at a pace that works for you.
Embrace your core transformation with the right partner executive brief
Transformation demands a comprehensive approach that combines the right people, processes and technology to maximize benefits and minimize issues.
Transform your core banking platform with confidence white paper
Success depends on your partner’s industry experience, understanding of customer demands, and grasp of the risk environment and regulatory landscape.
Modern Banking Platform: 25 million account performance benchmark report
An assessment of the performance, scalability and stability of Modern Banking Platform’s retail deposits solution.
Driving world-class bank transformation in Asia Pacific white paper
A TAB Global report on technology transformation and strategies and priorities among leading banks in APAC.
FAQ
What does a modern core banking platform include?
A modern core banking platform typically includes real-time processing, cloud-native infrastructure, open APIs, modular components and built-in analytics. These capabilities help banks launch products faster, improve operational efficiency and support personalized customer experiences.
How does cloud-native core banking improve efficiency?
Cloud-native core banking improves efficiency by scaling with demand, reducing reliance on legacy hardware, supporting continuous deployment and enabling faster updates. It also helps financial institutions streamline workflows and lower long-term technology costs.
Why are API-enabled banking systems important for digital transformation?
API-enabled systems allow banks to connect internal components and external partners without heavy customization. This flexibility accelerates innovation, supports open banking, improves integration across the ecosystem and enables a more agile digital strategy.
Explore all the financial technology products FIS has to offer
View all products