The flexible foundation that enables instant payments using a modular, managed approach to modernization

Legacy payment solutions lack the flexibility to adjust to market changes, but the cost of total payments modernization is prohibitive, and a piecemeal approach is cumbersome and risky. You need a staged and managed migration to a proven, cloud-native enterprise payments solution.

FIS® Open Payment Framework (OPF) is an ISO 20022-based foundation for real-time payments that provides common, reusable services comprising a comprehensive data model, choreographed payment business processes and configurable services. With OPF, you can add an array of pre-built payment modules that easily plug in to quickly deliver solutions for high-value domestic, international and ACH payments.

As a SWIFT certified solution it is the perfect fit to natively process your high-value domestic and international payments in ISO 20022. The built-in SWIFT gpi functionality enables processing your payments fast, transparent and makes them trackable throughout the end to end payment flow.


Keep costs in check while protecting previous investments and avoiding system and process disruptions.


Lower TCO and risk with a phased implementation that lets you keep pace in a controlled manner.

Long-term vision

Ensure that your payments technology is future-proof and aligned to your current and future strategies.

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Request to pay: A game changer

Enable secure, real-time e-invoicing payments between individuals and businesses, and organizations and government entities.

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Low processing costs, low TCO

With SEPA of strategic importance to your future, our proven, robust solution scales to meet the highest performance demands.

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Deploy and integrate – fast

With SCT Inst adoption increasing by the day, here’s complete, end-to-end instant payment processing in accordance with EPC rulebooks.

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So many channels, so many payment types

Handle the full array of mobile and digital payment variables by decoupling customer-facing channels from core back-office processing.

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