Transform workflows and capital efficiency with digital asset finance technology

Fragmented legacy systems can’t keep up, so firms must make capital work harder by modernizing to meet evolving compliance, efficiency and digital expectations. FIS® Asset Finance delivers a cloud-based digital platform that streamlines operations and accelerates the flow of asset finance between lessors and lessees.

The platform supports direct business, dealers and branch networks, and accommodates a range of asset finance products, including loans, leases, hire purchases and vehicle or equipment financing. Fully configurable and parameterized, it lets users design their own processes, checks and controls. Its modern technology framework and client-managed, web-services architecture also simplify future enhancements and integrations.

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How can your firm benefit from Asset Finance?

  • Process streamlining: Consolidate disparate asset finance processes and systems into a single, end-to-end platform for efficiency.
  • Data visibility: Gain a real-time, accurate view of all your data while consolidating customer information into a single view.
  • Digital experiences: Provide enhanced digital experiences to all business introducers, including brokers, partners and vendors.
  • Efficiency gains: Automate processes and workflows to drive efficiency and lower the total cost to serve and operate.
  • Market agility: Respond quickly to changing market dynamics and regulatory demands, safeguarding efficiency and business performance.

What key features are included in Asset Finance?

  • Comprehensive reach: Provide a single product that covers multiple languages, currencies, entities and locations to simplify global operations.
  • Regulatory control: Implement a business rules-driven engine to improve compliance, enhance security and maintain operational integrity.
  • Product roadmap: Utilize a business-focused roadmap to address emerging opportunities and drive sustainable growth.
  • Infrastructure support: Access full hosting and managed services on FIS infrastructure or public cloud for flexible, secure operations.
  • Software validation: Ensure each asset finance software upgrade is fully tested to improve functionality, reliability and operational efficiency.

How to configure Asset Finance to match your needs

  • Flexible deployment: Componentized models allow for rapid, adaptable implementation across systems, enabling efficient scaling and operational flexibility.
  • Seamless integration: End-to-end platform connectivity enables smooth workflows and integration within existing technological infrastructure.
  • Managed services: Fully managed services reduce complexity, freeing internal resources while providing secure infrastructure, operations and application support.

Configurable, flexible and cost-efficient

With a configurable, parameter-driven system governed by your business rules, Asset Finance manages the entire contract lifecycle – giving your firm flexibility, lower costs and greater control.

Invoice Manager

Accelerate invoice capture and optimize payout efficiency

FIS® Invoice Manager streamlines data capture and payouts with AI document processing built for auto and equipment finance. It mitigates risk with built-in fraud and quality checks, while machine learning models trained on invoice data automate initial data capture to reduce human error and rework. Invoice Manager integrates with the Asset Finance platform and, with its API-based data exchange, can work with any core processing system.
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Multitenant SaaS
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Self-service portal
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Per-invoice pricing
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Performance logging
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Reconciliation checks

Business Logic Designer

Enhance productivity and reduce costs through low-/no-code tools

The Business Logic Designer is a flexible tool embedded within the Asset Finance platform, enabling clients, third parties and consultants to design and create complex business rules, integrations and functions without extensive coding knowledge. Harnessing the power of Google’s Blockly technology – a web-based, beginner-friendly visual programming library – users can combine and assemble elements to perform business logic that uses our API and plugin framework to generate plugin code.
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Document storage
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Data warehouse ETL
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Risk and credit scoring
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AML, CDD and KYC processing
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Commission and brokerage calculations

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FAQ

What is asset finance software, and how does it support loans and leasing?

Asset finance software enables lenders to manage the entire lifecycle of loans and leases for vehicles, equipment and other financed assets. A modern platform streamlines origination, credit decisioning, contract management, invoicing and collections. It also enhances data accuracy and automation, allowing lenders to reduce manual work, maintain compliance and deliver faster digital experiences.

How does loan and lease management software improve operational efficiency?

Loan and lease management tools consolidate fragmented processes into a single system, providing teams with a unified view of customer data, accounts and transactions. Automation handles tasks such as document processing, pricing, risk checks and recurring billing. This helps reduce errors, shorten turnaround times and lower the overall cost to serve as volumes grow.

What features should lenders look for in an asset finance platform?

Lenders typically look for configurable workflows, support for multiple asset types, real-time data visibility and automated compliance rules. Integration capabilities, multicurrency and multi-entity support, as well as options for cloud deployment or managed services, are important. These features help institutions scale, adapt to regulatory changes and provide a better customer experience.

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