3DS FLEX

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A Leap Forward in Payment Authentication

3DS Flex helps increase issuer approvals for transactions affected by PSD2, while reducing friction at checkout. Shopper-friendly authentication of payment and mobile optimization comply with PSD2 requirements while helping lift sales. The flexible model supports 3DS1 and 3DS2, with more payment authentication mechanisms to improve the shopper experience.

Protect Your Business and Minimize Costly Declines

Managing risk and seamless payment experience is a delicate balancing act with online shopping authentication. 3DS Flex makes it easier.

More Data

Issuers receive the data they need to authenticate transactions and challenge only the riskiest

Sales Uplift

Shoppers are offered a range of authentication options to lower fraud and drive more revenue

Mobile Optimization

3DS Flex supports in-app, mobile, and mobile wallet transactions for authentication

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