Plug in a wide array of prebuilt payment modules for real-time, high-value domestic, international and ACH payments
The foundation for modernized payments
Download brochureThe flexible foundation that enables instant payments using a modular managed approach to modernization
As the world becomes more digital and mobile, established payment systems have a hard time adjusting to real-time consumer and business expectations due to their lack of flexibility. Consumers are looking for a cashless funds experience in terms of speed and ease of use.
FIS® Open Payment Framework (OPF) is an ISO 20022-based foundation built for real-time and batch payments that provides common, reusable services comprising a comprehensive data model, choreographed payment business processes and configurable services. With OPF, you can add an array of prebuilt payment modules that easily plug in to quickly deliver solutions for high-value domestic, instant, batch and international payments. FIS’ solutions support all payments needs, including FedNow, TCH RTP, ACH, SWIFT, FedWire and other global payment networks.
As a SWIFT certified solution, it is the perfect fit to natively process your high-value domestic and international payments in ISO 20022. The built-in SWIFT gpi functionality makes processing your payments fast, transparent and trackable throughout the end-to-end payment flow.
Flexibility
Keep costs in check while protecting previous investments and avoiding system and process disruptions.
Modularity
Lower TCO and risk with a phased implementation that lets you keep pace in a controlled manner.
Long-term vision
Ensure that your payments technology is future-proof and aligned to your current and future strategies.
Built on a flexible foundation
Resources
Open Payment Framework brochure
Flexible cloud-native infrastructure enables institutions to modernize payments with minimal disruption, delivering prebuilt modules for instant, ACH and high-value domestic transactions.
FIS US RTP and FedNow instant capabilities brochure
U.S. RTP and FedNow instant services support institutions in offering the speed, convenience and reliability customers expect from a modern, digitally enabled payment experience.
Real-time payments managed service fact sheet
Real-time payments capabilities allow institutions and processors to clear and settle transactions quickly, supporting bill pay, person-to-person transfers and cash management.
FIS ACH Processing product sheet
Future-ready ACH solutions provide institutions the flexibility to manage receiving and origination efficiently while adapting to changing business requirements.
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