FIS OPEN PAYMENT FRAMEWORK (OPF)
Plug in a wide array of pre-built payment modules for real-time, high-value domestic, international and ACH payments.
The flexible foundation that enables instant payments using a modular managed approach to modernization
As the world becomes more digital and mobile, established payment systems have a hard time adjusting to real-time consumer and business expectations due to their lack of flexibility. Consumers are looking for a cashless funds experience in terms of speed and ease of use.
FIS® Open Payment Framework (OPF) is an ISO 20022-based foundation built for real-time and batch payments that provides common, reusable services comprising a comprehensive data model, choreographed payment business processes and configurable services. With OPF, you can add an array of pre-built payment modules that easily plug in to quickly deliver solutions for high-value domestic, instant, batch and international payments. FIS’ solutions support all payments needs, including FedNow, TCH RTP, ACH, SWIFT, FedWire and other global payment networks.
As a SWIFT certified solution, it is the perfect fit to natively process your high-value domestic and international payments in ISO 20022. The built-in SWIFT gpi functionality makes processing your payments fast, transparent and trackable throughout the end-to-end payment flow.
Keep costs in check while protecting previous investments and avoiding system and process disruptions.
Lower TCO and risk with a phased implementation that lets you keep pace in a controlled manner.
Ensure that your payments technology is future-proof and aligned to your current and future strategies.
Move money anywhere, anytime, in real-time
Financial institutions of all sizes are taking advantage of real-time payment capabilities to create or enhance their digital services.Download fact sheet
Flexible, scalable and reliable
Provide your business the flexibility it needs to meet both current and future ACH receiving and origination needs.Download product sheet