The rates are subject to change from time to time after a merchant begins processing with Worldpay. Merchant must be new to Worldpay, be approved (by credit and underwriting) for processing by Worldpay, and execute a three year card processing agreement with Worldpay. Merchant may be subject to other fees including but not limited to non-compliance or regulatory fees as specified in the card processing agreement application. Additional fees also apply for optional services or equipment selected or used by Merchant. Higher volume means that merchant has $40,000 or more in card volume annually. Other terms, conditions, and restrictions may apply. This rate offer may be amended or discontinued at any time without notice.