Balance sheet management software for capital and risk control
Manage | Evaluate | Control
Strategic balance sheet management for ICAAP efficiency and capital planning
Geopolitical risk instability and dynamic macroeconomic conditions continue to challenge ICAAP execution, as many banks rely on outdated tools that limit risk visibility and control. FIS® Balance Sheet Manager centralizes data, modeling, risk evaluation and scenario analysis in a modern, cloud-enabled environment designed to support strategic capital and balance sheet decisions.
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How CFOs can benefit from Balance Sheet Manager
- Unlock capital buffers: Release trapped capital from Pillar 1 minimum requirements and Pillar 2 add-ons through optimized allocation strategies.
- Create business value: Realize quantifiable ROI through operational efficiency and comprehensive Pillar 1 and Pillar 2 cost reduction opportunities.
- Operate efficiently: Cut ICAAP and enterprise risk stress testing processing time by 50% through a cloud platform approach across all risk categories.
- Enhance strategic planning: Enhance ICAAP capital planning with clear visibility into Pillar 1 and Pillar 2 business value drivers and Basel compliance requirements.
How CROs can benefit from Balance Sheet Manager
- Improve risk interdependency understanding: Gain clear visibility into how Pillar 1 risks (credit, market and operational) interact with Pillar 2 risks (concentration, interest rate and business model) across the enterprise and under multiple scenarios.
- Achieve operational efficiency: Streamline Pillar 1 and Pillar 2 risk assessment and ICAAP governance with automated workflows that meet Basel standards.
- Create business value through strengthened risk management: Transform complete Pillar 1 and Pillar 2 compliance from regulatory burden to competitive advantage.
- Enhance risk oversight: Monitor all Pillar 1 and Pillar 2 risk categories with comprehensive, timely predictive analytics and stress testing capabilities.
How treasurers can benefit from Balance Sheet Manager
- Access key risk interdependency insights: Gain a deeper understanding of how Pillar 1 risks (credit, market and operational) interact with Pillar 2 risks (liquidity, concentration, interest rate and business model vulnerabilities) and their combined impact on capital adequacy and funding.
- Unlock capital buffers: Optimize Pillar 1 minimum requirements and Pillar 2 liquidity/concentration add-ons through advanced stress testing and scenario modelling.
- Operate efficiency: Automate ICAAP and ILAAP processes with comprehensive Pillar 1 and Pillar 2 workflows to reduce costs and deliver business value.
Configurable modules, scalable to your needs
With Balance Sheet Manager’s modular structure, you can implement a consistent, modern and scalable framework for enterprise management of the balance sheet through a single application. Forecast outcomes, measure impacts and develop capital strategies backed by precise, timely calculations.
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Best-in-class asset liability management
With consecutive wins in the asset liability management (ALM) system category and six new critical ALM leadership titles in the 2024 RiskTech Quadrant® and Vendor Capabilities report, FIS remains a trusted leader in ALM and treasury solutions.
See all awardsDriving smarter capital deployment and oversight
Focused on helping clients put their capital to work, we continuously refine our Balance Sheet Manager platform for better governance, greater oversight and more reliable regulatory compliance.
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Let’s keep our conversation going
Learn more about how FIS can help you manage risk, protect shareholder value and make your money work harder to expand your balance sheet.
Connect with an expert to get your questions answered.
Find out how we can help you put your capital to work.
Reach out for pricing details that align with your needs.
View specifications for our Balance Sheet Manager platform.
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Specs
Balance Sheet Manager
Centralized ICAAP and ILAAP processes simplify regulatory compliance and enhance capital efficiency
Advanced risk architecture supports quick, consistent and flexible risk evaluation processes
Efficiency improvements from automated workflows accelerate decision-making and enhance value
Risk visibility
Achieve a transparent, enterprise-level view of current and forward-looking risks tied to your balance sheet.
Scenario analysis
Stress and pivot your balance sheet by risk factor to better understand downstream business model impacts and regulatory effects.
Informed decision-making
Monitor evolving trends and disruptions to reassess risks and select the strongest course of action for your business.
Framework validation
Strengthen trust in exposure measurement, limit reporting and validation of your risk appetite reassessments.
Regulatory management
Gain agility in responding to regulatory and fiduciary demands and realize greater returns on compliance investments.
Scalable and modular by design
FIS® Balance Sheet Manager’s deployment options cover managed elastic computing, environmental support, disaster recovery and managed upgrade services. Start with the modules you need today and expand as your business grows.
Enhanced features
ICAAP
Enhanced ICAAP capabilities bring faster analysis, centralized insights and cloud scalability so you can adapt quickly, meet regulations and maintain performance and cost efficiency.
Resources
How do you understand your risk and optimize your capital? Brochure
Manage, evaluate, control and stress test all types of financial risks, including climate, physical and traditional risks, in one platform.
Is your ICAAP up to the challenge? White paper
Address management across the stress continuum, including recovery and resolution planning, through a holistic enterprise risk approach.
How to simplify enterprise-wide stress testing – Infographic
Oversee all your EWST requirements in a single platform that integrates data, modeling and risk evaluation, and reporting.
Balance Sheet Manager – Brochure
Build a consistent internal risk management framework across different functions to better address evolving business requirements.
FIS Regulatory Reporting for EBA IRRBB – Product sheet
Unlock business value from reporting while demonstrating complete control of IRRBB to your regulator, now and in the future.
FIS Balance Sheet Manager – IFRS 9 Impairment – Brochure
Achieve greater consistency and alignment across impairment ECL reporting and integrated risk planning.
FIS Balance Sheet Manager – Cloud Edition – Product sheet
Evaluate, forecast and control all types of financial risks while accelerating calculations with this cloud-enabled balance sheet management solution.
Lifting the game on ICAPP to unlock shareholder – Value guide
Find out how to overcome challenges in holistic balance sheet management and capital planning for financial institutions.
Transforming IRRBB into a strategic advantage – White paper
Discover why banks need resilient, flexible assessment capabilities in place to evaluate the potential stress impact in different scenarios.
FAQ
How can balance sheet risk software support CFOs in capital planning?
Modern balance sheet risk platforms give CFOs the tools to align capital allocation with business strategy. By combining real-time modeling, regulatory stress testing and forward-looking analytics, CFOs can uncover trapped capital, improve return on capital and meet ICAAP requirements with greater confidence.
Why is ICAAP execution challenging, and how can software help?
CAAP processes are often slowed by siloed systems, fragmented data and evolving macroeconomic stress scenarios. Advanced software can help centralize risk data, models and governance workflows to reduce manual effort, improve oversight and accelerate the production of capital adequacy assessments.
What should CFOs know about managing Pillar 1 and Pillar 2 risks?
Pillar 1 risks, such as credit and market exposures, interact with Pillar 2 risks, including liquidity gaps and concentration vulnerabilities. CFOs need tools that make these interdependencies visible, allowing for more accurate scenario planning, optimized capital buffers and stronger regulatory positioning.
Let's keep our conversation going
Learn more about how FIS can help you manage risk, protect shareholder value and make your money work harder to expand your balance sheet.
Connect with an expert to get your questions answered.
Find out how we can help you put your capital to work.
Reach out for pricing details that align with your needs.
Get a brief overview of our Balance Sheet Manager platform.
Book a meeting
Schedule an appointment with a dedicated specialist who can evaluate your business needs and develop a tailored plan to align with your objectives.
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