Modern asset finance technology designed to keep your operations future-ready

Fragmented legacy systems can’t keep up, so firms must make capital work harder by modernizing to meet evolving compliance, efficiency and digital expectations. FIS® Asset Finance delivers a cloud-based digital platform that streamlines operations and accelerates the flow of asset finance between lessors and lessees.

The platform supports direct business, dealers and branch networks, and accommodates a range of asset finance products, including loans, leases, hire purchases and vehicle or equipment financing. Fully configurable and parameterized, it lets users design their own processes, checks and controls. Its modern technology framework and client-managed, web-services architecture also simplify future enhancements and integrations.

Asset Finance benefit
Asset Finance inlcude
Asset Finance choose

How can your firm benefit from Asset Finance?

  • Process streamlining: Consolidate disparate asset finance processes and systems into a single, end-to-end platform for efficiency.
  • Data visibility: Gain a real-time, accurate view of all your data while consolidating customer information into a single view.
  • Digital experiences: Provide enhanced digital experiences to all business introducers, including brokers, partners and vendors.
  • Efficiency gains: Automate processes and workflows to drive efficiency and lower the total cost to serve and operate.
  • Market agility: Respond quickly to changing market dynamics and regulatory demands, safeguarding efficiency and business performance.

What key features are included in Asset Finance?

  • Lower TCO: Support all assets across wholesale, commercial and retail operations with a single end-to-end platform that covers multicurrency, multicountry and business segments.
  • Regulatory control: Implement a business rules-driven engine to improve compliance, enhance security and maintain operational integrity.
  • Infrastructure support: Access full hosting and managed services on FIS infrastructure or public cloud for flexible, secure operations.

How to configure Asset Finance to match your needs

  • Flexible deployment: Componentized models allow for rapid, adaptable implementation across systems, enabling efficient scaling and operational flexibility.
  • Seamless integration: End-to-end platform connectivity enables smooth workflows and integration within existing technological infrastructure.
  • Managed services: Fully managed services reduce complexity, freeing internal resources while providing secure infrastructure, operations and application support.

Industry confidence behind our platform

Active participation in leading industry associations reinforces our commitment to evolving standards and the operational priorities shaping asset finance across global markets.

Configurable, flexible and cost-efficient

With a configurable, parameter-driven system governed by your business rules, Asset Finance manages the entire contract lifecycle – giving your firm flexibility, lower costs and greater control.

Invoice Manager

Accelerate invoice capture and optimize payout efficiency

FIS® Invoice Manager streamlines data capture and payouts with generative AI document processing built for auto and equipment finance. It mitigates risk with built-in fraud and quality checks, helping to reduce fraud by up to 97%, while machine learning models trained on invoice data automate initial data capture to minimize human error and rework. Invoice Manager integrates with the Asset Finance platform and, with its API-based data exchange, can work with any core processing system.
fis-icon-check
Multitenant SaaS
fis-icon-check
Self-service portal
fis-icon-check
Per-invoice pricing

Business Logic Designer

Enhance productivity and reduce costs through low-/no-code tools

The Business Logic Designer is a flexible tool embedded within the Asset Finance platform, enabling clients, third parties and consultants to design and create complex business rules, integrations and functions without extensive coding knowledge – reducing integration efforts by up to one-third. Powered by Google’s Blockly technology – a web-based, beginner-friendly visual programming library – users can assemble elements to perform business logic that uses our API and plugin framework to generate plugin code.
fis-icon-check
Document storage
fis-icon-check
Data warehouse ETL
fis-icon-check
Risk and credit scoring
fis-icon-check
AML, CDD and KYC processing
fis-icon-check
Commission and brokerage calculations

Browse more articles, client stories and videos relevant to your business

Go to Fintech Insights

FAQ

Why are loan and lease processes often fragmented, and how can lenders simplify them?

Lenders often rely on multiple disconnected systems that slow teams and create data inconsistencies. Asset Finance is a unified loan and lease management platform covering origination, dealer floorplan, credit decisioning, contract management, invoicing and collections. By bringing customer data, accounts and transactions into a single view, the platform helps reduce silos and gives teams greater visibility for faster, more accurate decisions.

How can lenders reduce manual work and operational risk?

Manual document handling, pricing checks and risk reviews increase the chance of errors. Asset Finance helps lenders automate and streamline these tasks, so teams can spend less time fixing mistakes and more time servicing customers.

Why does it feel harder to maintain fast turnaround times as lenders scale?

Relying on manual processes often slows teams as workloads grow. Asset Finance’s automated end-to-end processes can reduce bottlenecks, accelerate approvals and help teams deliver decisions faster without sacrificing accuracy.

Explore all the financial technology products FIS has to offer

View all products

Let’s keep our conversation going

Connect with an expert to get your questions answered.

Explore the full range of products that FIS has to offer.

Stay ahead with expert insights into emerging fintech trends.