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March 12, 2018
Contactless payments were meant to be the second phase of the ongoing migration to EMV-chip cards in the United States, but the move to mass EMV adoption has been challenging for both financial institutions and merchants. In fact, some merchants have intentionally opted to bypass the EMV-chip and PIN model altogether, opting to wait for contactless payments.
Despite the lagging adoption, Bastian Knoppers, FIS senior vice president, CardPro, says several critical factors will align this year, and lay the groundwork for the mass adoption of frictionless card payments in the United States beginning in 2019. Among them:
Lack of ubiquity has hindered both contactless payments and mobile wallets from reaching critical mass in the United States, but contactless payments will finally gain in popularity as financial institutions, merchants and consumers realize the value they offer.
Tags: Digital Innovation, Payments
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