Client Story

A Growth Blueprint for Neo Banks

Empowering Fino Payments Bank

FIS® helped Fino Payments Bank scale its operations to become India’s local national bank, a digital banking partner for millions of Indians.

Fino Payments Bank is one of the largest payments banks in India. With annual throughput of 134,043 crore INR, they have a deep outreach of clients and merchants PAN India.

The bank started its journey with FIS in 2016, choosing FIS to provide a fully integrated banking and payments platform through a completely outsourced delivery mode with a seamless integration to front-end channels managed by the Fino technical team. This included:

  • Core banking
  • End-to-end transactions management
  • Switching
  • Debit card services

FIS was the right partner with its integrated solution stack, expertise in financial services and a strong implementation record in India and across the globe.

At a Glance

Fino Payments bank wanted the experience, speed, scale and security.
FIS Profile core banking system has helped Fino Payments Bank to scale its transactions (more than 180 mn+ transactions in FY2022Q3) and to 3.92 million accounts in a customer base that spans rural India. FIS solutions also helped the bank to scale its UPI transaction throughput to 10,962 crore INR.

Source- annual report


Fino Payments Bank swiftly scales to a profitable small finance bank (SFB) with the support of the only comprehensive, end-to-end hosted banking and payments solution offered in the Indian banking market by FIS.