The Banking as a Service solution that transforms the customer journey and expands business opportunities
When people need access to financial services, it’s rarely when they’re on their bank’s website or in a branch. Banks and non-financial providers must deliver services directly to consumers by embedding them exactly where they’re needed, just when they’re needed. FIS® Banking as a Service (BaaS) is advanced technology that facilitates embedded finance, driving lucrative partnerships between financial institutions and fintechs.
For banks, Banking as a Service means low-cost expansion into new markets and customer segments while remaining competitive in the digital age. For fintechs, it means richer customer experiences and new revenue, but without the regulatory complexities.
Reach customers at just the right moment
By empowering embedded finance, Banking as a Service advances the future of commerce and finance.
Take the first step
Employ APIs now to enable easy account opening, new credit card applications and money movement via ACH and wire transfer.
Expand into new capabilities
Grow the bank-fintech relationship as we continually enable the delivery of more financial services at the point of need.
Grow your business
Whether you’re a bank or a non-financial entity, develop new revenue streams and closer customer relationships.
Solution packages
Forging partnerships that benefit banks, brands and buyers
BaaS for financial institutions
Enable new sources of growth
BaaS for fintechs
Develop new capabilities and offerings
Insights
What is Banking as a Service?
As non-traditional players jump in, banks that are slow to respond risk losing market share to a new breed of competitor.
Read articleElements of a successful offering
Explore what you should have in place as you consider forming the bank-fintech partnerships that lead both to new revenues.
Read articleEnabling real-time processing with APIs
APIs help banks adapt to an ever-changing world by connecting transaction touchpoints and improving the customer experience.
Read articleDecoding APIs: New business models
APIs serve as the building blocks for creating new digital experiences and meeting emerging banking and payment needs.
Read article-
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