Decision Solutions for ID and Fraud

Stop new account fraud in its tracks with our comprehensive, advanced suite of identity verification solutions

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Flexible, End-to-end Debit Card Management Solutions for Financial Institutions

Led by a digital-first cardholder experience, FIS’ debit card management solutions for financial institutions offer end-to-end solutions that span loyalty, real-time fraud protection, card production and network services – on a single, modern platform.

Our always-on, flexible modern infrastructure harnesses your debit card solutions data to increase card revenue, improve straight-through processing and enable the intelligent cross-sell that deepens relationships.

Because FIS’ debit card management solutions for financial institutions employ industry-leading, enterprisewide fraud, risk and compliance strategies, you can be confident that your financial institution and its cardholders are protected.

FIS can help

Automatically authenticate and verify customer identification information.

Reduce fraud losses before they occur

Detect and eliminate new account fraud and account takeover fraud efforts

Provide faster service while reducing customer friction

Automatically authenticate and verify applicants’ identities to welcome new customers with confidence

Save time and boost efficiency

Spend less time on investigative tasks while safely providing speedy service to customers

Dig into the Solution Suite

FIS ® Commercial Loan Servicing (formerly ACBS) is a premier commercial lending and loan servicing solution that supports timely decision-making, reduces operating costs, improves data quality and enhances analytics.

Reduce operational risk within a highly secure system
Boost growth and increase efficiencies
Support all commercial credit servicing tasks in one solution
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FIS® Credit Assessment (formerly Ambit Optimist) manages all commercial credit assessment and customer risk rating – including probability of default and loss given default – in one solution.

Enhance customer satisfaction and retention
Improve visibility into potential trouble spots
Streamline processes and reduce your TCO
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Ambit Portfolio Monitoring is a highly configurable decision and reporting engine. Built around a bank’s credit and risk policies, it streamlines credit assessment and monitoring processes

Ensure data integrity and accuracy
Scalable to run against one customer or an entire portfolio
Drive customer-specific strategies, deepening relationships
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Commercial Loan Origination helps improve customer engagement, risk analysis and profitability optimization throughout the credit life cycle.

Cut response times and time to cash through automation
Get a 360° view of customers for informed decisions
Attract customers with a truly digital, self-service experience
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The market’s loan amendment utility, LendAmend centralizes and streamlines the entire loan amendment process for the leveraged loan market.

Collaborate one activity across the market in on place
Access a single online portal anytime, anywhere
Execute amendments more efficiently and more accurately
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FIS® Loan Trading (formerly LoanTrak) automates all of the essential activities of a par or distressed loan trading desk. It can support multiple traders, portfolios, locations and currencies.

Get a real-time view of your position inventory and trading P&L
Increase automation and reduce errors across most common trading functions
Satisfy stakeholders with a single powerful solution
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SyndTrak combines loan syndication, deal management, bookrunning, customer relationship and document distribution in a single platform for better customer relationships and investor performance.

Leverage an all-in-one, integrated SaaS solution
Supports the entire spectrum of syndicated deals
Makes integration easy with a suite of APIs
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Frequently Asked Questions

Are these products meant to be used separately or together to verify consumer identity and help mitigate fraud?


While our products work great alone, layering some or all of our ID and fraud products provides added fraud detection for your institution.

Is there a Decision Solutions product that addresses synthetic identity fraud?


Yes, Synthetic Index is an add-on to our ID Verification solution and is created to address synthetic, manipulated and stolen identities.

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