The future of debit – Modernization strategies for issuers

About this webinar

Debit remains the foundation of the banking relationship, but digital-first competitors are redefining what consumers expect from the moment an account is opened. In this webinar, FIS® debit expert Justin Monk breaks down the market forces reshaping debit, from regulatory uncertainty and digital issuance to agentic commerce, AI-driven fraud scoring and buy now, pay later.

Speakers

• Justin Monk, Head of Debit, ATM and Payment Software, FIS
• Mike Perkowski, Moderator, American Banker

Duration

54 minutes

What you'll learn

• Why primacy and the debit-to-credit escalator shape a cardholder's long-term value, and what losing top-of-wallet position with younger consumers can cost your institution.
• How digital-first consumers expect instant issuance, push provisioning, card controls and real-time funding from the moment they open an account.
• Which emerging signals deserve attention now, including agentic commerce, AI-driven decisioning across the lifecycle, merchant data enrichment and digital wallet growth.
• How cleaner transaction data can help reduce false declines and disputes while strengthening fraud protection.