Take spending control further with prepaid programs that direct card spending to eligible items
Controlled | Personalized | Transparent
Enhanced spending controls through filtered purchase eligibility
Directing spending through discounts, merchant category codes or merchant identification number restrictions is valuable but has limits. Unlike other solutions, FIS® Filtered Spend as a Service™ lets you develop the approved product list (APL) of allowed universal product codes. It enables you to display your custom APL to your participants and drive them to participating merchants. At checkout, they swipe their open loop prepaid card to complete the purchase.
Filtered Spend as a Service provides invaluable insight and reporting on what purchases cardholders are making, allowing you to evaluate the success of your program and adapt to your consumers’ needs.
Smarter promotion control with filtered spending built in
Filtered Spend as a Service integrates with FIS® Smart Basket to apply real-time item intelligence, ensuring rewards, promotions and incentives reach every eligible SKU and category instantly at checkout.
Spending aligned with program objectives
Filtered Spend as a Service lets you authorize specific items, allocate funding to preapproved categories and direct purchases towards healthy, necessary or program-aligned products.
Resources
Filtered Spend as a Service product sheet
Drive cardholder spending by customizing eligible products, increasing brand engagement, rewarding desired behaviors and collecting detailed insights on spending patterns.
Promote healthy lifestyles with Filtered Spend as a Service e-book
Take control of item-level spending access, guiding funds towards healthy or essential purchases and strengthening your program’s outcomes.
Explore all the financial technology products FIS has to offer
View all products
Let’s keep our conversation going
Learn more about how FIS can help you shape and control spending behavior through prepaid programs built around approved items and defined purchase rules.
Capitalize on data insights
Data is being monetized more effectively than ever. Make informed decisions and gain actionable insights with data that is fast, efficient and easy to access – and even easier to use.
Understand customer behavior in more powerful ways with integrated tools, insights and actions – available all in one place.
Manage your brand across all touchpoints, including print and digital with a product designed for marketers, not techies.
See into your customers full financial picture with complete data and automated analysis for faster, smarter assessments.
Evolve to omnichannel strategies
Customer expectations change almost as fast as fintech evolves. It’s important to personalize shopping experiences for your customers by targeting them based on their purchase history.
One platform, every channel Turn transactions into omnichannel experiences your customers won’t forget.
Streamlined, simple, smarter Weave together data from all touch points to create omnichannel shopping experiences customers will love.
Connected, smarter, better Our omnichannel payment solutions will increase customer loyalty and drive growth.
The new era of retail Get the lowdown on the retail trends providing a smooth, personalized experience for your customers.
Embedded finance for retailers
Learn how you can leverage the latest tech to outpace competitors and improve the customer experience.
Andy Wind
Sr. Director Embedded Finance
What is embedded finance?
Embedded finance enables non-bank companies – like retailers – to provide financial services to their end users at their point of need. Embedded finance is so appealing because it’s seamlessly integrated into the customer experience.
How does embedded finance work for retail?
Embedded finance enables retailers to enhance the customer journey. With embedded finance retailers are empowered to deliver the last mile of customization while leveraging banking’s core infrastructure, such as payments, lending, insurance, savings and reward programs.