Streamlined and simplified credit card processing for financial institutions on a flexible, end-to-end platform
Credit card processing for financial institutions
You may think your cardholders want more, but in fact, they want less. Less hassle when they use their card on any device. Less searching for account information. Less waiting to earn and redeem card rewards. Less risk that their account will be breached.
With FIS® Payments One Credit, you give them all that and more from a single, flexible platform built to streamline and simplify credit card processing for financial institutions.
Be in the driver’s seat
Gain control over all your card products and functions with a robust, modern platform that is ready for anything.
Flexible, single platform
Eliminate the burden of separate loyalty, fraud protection, card production and network service systems.
Digital-first card capabilities
Power secure digital payments with tokenization so customers can pay, access accounts, and use self-service card controls on any device.
Easy integration
Easily integrate with other applications using the FIS Code Connect™ API marketplace.
Proactive fraud management
Prevent threats with enterprise-wide fraud and risk mitigation tools.
Streamlined workflows
Gain more visibility into your operations with a centralized user interface that makes it easy to search and find information.
Meaningful cardholder insights
Use your data to understand cardholder behavior, improve servicing and cross-sell.
Broad commercial offerings
Expand the solutions you offer business customers with commercial cards, e-payables and virtual cards.
Differentiated repayment plans
Compete with buy now, pay later popularity by offering select cardholders post-purchase installment loans.
Choose your credit card capabilities now, and later
FIS Payments One Credit is a flexible, modular platform that lets you choose which solutions you need now and easily add or remove capabilities as your credit business evolves.
APIs and integration
Easily integrate and build secure and scalable APIs quickly, simply and confidently with the FIS library of 500+ APIs.
FIS Code ConnectEnable new capabilities while shortening development cycles with the FIS API marketplace, Code Connect™.
Card issuance
Cardholders won’t wait the traditional 10 days to receive a new or replaced card; they’ll just move on to a different one. Give them instant card access to encourage activation and use.
FIS Digital IssuanceLet cardholders load a new or replacement card securely to a mobile wallet for immediate use.
Card management
Support the entire life cycle of the cards you manage with tailored, always-on solutions that simplify day-to-day operations for your cardholders.
FIS eZ BusinessGive your corporate and small business card customers the ability to manage the commercial cards their employees use while streamlining your own card program management, marketing and costs.
FIS eZ Business Card management Download product sheet
FIS eZ CardLet commercial cardholders view account balances and access card features on any device with this secure hosted application.
FIS eZ Card Download product sheet
Commercial card offerings
Offering a robust selection of commercial cards to your business customers supports their cash flow management, employee expense and procurement needs.
FIS Commercial CardsSupport the credit and cash flow needs of your business and commercial customers and shift your operations away from paper-based payments and processes with our full range of commercial products:
- Business cards to facilitate better cash flow management
- ePayables that automate vendor relationships for procurement managers
- Virtual cards for single use, multi-use and travel-related lodge cards
- Corporate cards to streamline the travel and expense reporting processes
- Fleet cards for driver and vehicle tracking
- Purchasing cards for virtual and lodge cards used by procurement managers
- One/multi cards to combine elements of fleet, purchasing and corporate cards into one card
FIS Commercial Cards Download product sheet
Digital payments
Enable secure digital payment functionality so customers can use their card to pay on any device.
FIS Contactless PaymentsLet cardholders pay securely without having to touch their card to anything at checkout.
Making the Case for Contactless Payments Download e-book
FIS Post-Purchase Installment LoansGive cardholders the option to spread out payments on larger purchases for more financial flexibility.
Fraud and disputes
Use machine learning to proactively identify and mitigate potential fraud as well as reduce your liability and losses.
FIS SecurLOCKSpot payment card fraud before it happens with critical capabilities that optimize fraud detection and improve your cardholder experience.
SecurLOCK Product Suite Download e-book
Loyalty and rewards program solutions
Reward the total relationships customers have with your financial institution.
FIS Loyalty ProgramsProvide rewards options that allow instant, real-time savings at checkout and cash back, gift cards and travel discounts that your cardholders value.
FIS Premium PaybackLet cardholders apply their unused rewards points to in-store or online purchases to save money.
Output solutions
Outsourced solutions that span card materials, personalization, fulfilment and web-enabled program management.
CardPro ConnectGain easy access to all your card issuance data and simplify card program management with this web-based application for card production, personalization and fulfillment.
CardPro Connect: Overview and FAQ Download overview
Touch-CXDeliver a consistent customer experience in all your customer communications – no matter the channel, product or service – with this easy-to-integrate software-as-a-service and platform-as-a-service offering that’s built to suit your needs.
Touch-CX – A Communications Solution for Comprehensive, Consistent, Unified Experiences Download brochure
Insights
Driving inclusion through payments
Learn how to remain relevant in your community by breaking down barriers and supporting financial inclusivity for all cardholders.
Read articleThe convergence of payments
Zil Bareisis from Celent explores the potential convergence of payments driven by evolving technologies and increasing customer demands for agility and flexibility.
Faster, simpler, seamless, secure
Finally, a processing platform that stops fraud before it happens, stays ahead of cardholder expectations and stands ready for whatever happens next.
Celent shines spotlight
In this report, Celent explores the transformative journey of FIS Payments One, spotlighting its focus on reducing complexity and lowering the total cost of ownership.
Read reportA modern platform for a digital world
How can you grow your card business, increase its profitability, decrease cardholder risk and gain new operational efficiencies?
Download brochureExplore all the financial technology products FIS has to offer
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