Returning to a smarter network

The DCCU/NYCE Reunion Brings About Many Happy Returns

April 17, 2024

At a glance

Objective

Replace a payments network that wasn’t meeting expectations.

FIS Solutions

NYCE Payments Network

Results

A network provider with expertise, plus increased interchange and reduced fees.

Impact

DCCU leaned on the reliability and transparency of the NYCE network and FIS’ expertise surrounding DCCU’s business and members to reduce costs, improve the quality of data and better align with strategic goals.

DuPont Community Credit Union (DCCU) was founded in 1960 in the basement of a DuPont employee’s home with a mission focused on being the premier provider of financial services, committed to excellence through its relationship with members, employees and the community. Today, DCCU serves 116,000 members and has approximately $1.7 billion in assets.

After many years of working with the FIS® NYCE network for ATM services , DCCU made the decision to move from NYCE to a competitor. But the new relationship felt different from the start, and it wasn’t long before buyer’s remorse set in. DCCU wasn’t happy with the new network provider, and when it had the opportunity to reevaluate its contract, it elected to return to NYCE. FIS understood its business, knew its members and provided the direction DCCU needed to make sure it is in strategic alignment with its institution’s goals and objectives.

“We’ve had the benefit of working with NYCE before and quickly learned the added value FIS brought to the relationship,” says Mike McAllister, chief lending officer at DCCU. “For us, transparency in the relationship was very important, combined with the opportunity to increase our interchange and reduce fees. The partnership with NYCE and their understanding of what we wanted to accomplish put us in better alignment with our overall initiatives.”

Mike explains that DCCU pays close attention to the revenue and expenses generated from its cards department. Tracking what merchants route is important to how DCCU markets to its members. The data helps DCCU understand where it should drive credit card and debit cardholders.

Reduced fees

More robust data

“We’re excited to partner again with NYCE. Because of our prior relationship, it is less about onboarding and more about what the partnership looks like going forward.”
Mike McAllister, chief lending officer, DuPont Community Credit Union
“Our members don’t think about NYCE or any competing network provider we partner with. They just expect it all to work. Members need to feel confident and able to trust that we’re making sound decisions on their behalf.”
Mike McAllister, chief lending officer, DuPont Community Credit Union
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