Prepaid solutions for businesses, financial institutions and fintechs

It's easy to lose sight of the value in simplicity. FIS® Prepaid Solutions work for many demographics and all payment types. Value can be transferred instantly to a recipient, whether a business or a consumer. Funds can be spent universally wherever Visa, Mastercard, Discover or AMEX are accepted. Value can be accessed from anywhere, whether a traditional plastic card, a tokenized card in a digital wallet or completely invisible, behind the sleek user interface of a consumer banking app.

Prepaid is a safe, secure and affordable alternative to cash and checks, and a companion to credit and debit solutions.

Turnkey meets unparalleled flexibility

Approve spend down to the UPC level, assign multiple benefits types or add your own categories and merchants.

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Safety, convenience and easy access

Offer a payment solution that’s safer than cash, more convenient than checks and easier to obtain than a credit or debit card.

Brand extension

Reinforce your unique image by placing your corporate identity in the hands and wallets of consumers and business users.

An array of prepaid solutions

Select single-load or reloadable products that offer a convenient way to access funds, make purchases and complete payments.

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Insights for prepaid cards

The uses are endless

Your business requirements are unique. With FIS, you have two prepaid program models to choose from that offer distinct levels of service, capabilities and features.

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Unlock new revenue potential

Digitizing payments across your organization is one of the fastest and easiest ways eliminate costs and reduce time supporting manual processes.

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The future is prepaid

No longer just a substitution for cash and checks, prepaid is now a fundamental piece of the future of payments.

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More products for you

Filtered Spend as a Service

Customize your approved product list, display the eligible items to your participants and drive them to participating merchants.­

Payments One Credit Suite

Step up to credit card payment processing that alleviates cardholder worries about security and eliminates frustration when using their cards or redeeming rewards.

Payments One Debit Suite

Streamline and optimize your debit card management with a flexible, end-to-end platform that positions you to adapt to ongoing change.

Premium Payback

Shoppers like rewards, but they love rewards they can instantly use.