Who we serve

Digital experiences your customers can count on An ecosystem of banking, lending and payment solutions to help you thrive in the digital age. Overview fis-icon-arrow

Provide a banking experience that puts your members’ needs first.

Credit unions fis-icon-arrow

Drive your digital services forward with our best-in-class solutions.

Small to Medium Financial Institutions fis-icon-arrow

Find a tailored approach to modernization that suits your needs now and later.

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Advance your financial institution

Put technology to work for you

Improve your business’ efficiencies with advanced technology backed by absolute performance.

Advance your securities & investments firm

Expertly engineered solutions
for your corporate needs

Focus on reducing cost and risk while boosting revenue and customer satisfaction.

Advance your business

Our policy for insurance solutions:
Helping you do more
for your policyholders.

Improving your business
so you can improve your
policyholders' lives.

Advance your insurance business

You’re driven to innovate.
You’re fueled by the world’s no. 1 fintech.

Now the innovative fintech that powers the world can power your business.

Advance your technology business

Innovation from the world’s boldest fintech

Build and grow fast with next-gen technology backed by expertise, reliability and speed.

Advance your Fintech firm

Push the boundaries
of retail possibilities

Deliver fast, secure and intuitive commerce
experiences for billions of customers.

Advance your retail business

Better guest experience.
Better operational efficiency.
They start with better technology.

We serve you the best tech
so you can better serve your customers.

Advance your restaurant business

Smooth the flow
of energy and utilities

Move faster, work smarter and spend more time on energy transition initiatives.

Advance your energy and utilities business

Chart your path
to better business health

Give your business the flexibility it needs to capitalize on trends and deliver great services.

Advance your healthcare business
Featured innovations
See all innovations
Your industry. FIS solutions.

Businesses aren’t created all the same. For your specific needs, explore our you-tailored solutions.

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Crossover to crypto

Let FIS help you make the leap from traditional to digital assets across payments, banking and capital markets.

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Deliver a frictionless experience

Make sure your customers have what they need right at their fingertips when they’re ready to pay, borrow or invest.

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Solutions we provide
Featured innovations
See all innovations
Your industry. FIS solutions.

Businesses aren’t created all the same. For your specific needs, explore our you-tailored solutions.

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Make doing business less work

Connect more dots, remove more steps and eliminate more risk by streamlining the entire B2B payments process.

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Deliver a frictionless experience

Make sure your customers have what they need right at their fingertips when they’re ready to pay, borrow or invest.

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Resources
Featured innovations
See all innovations
Your industry. FIS solutions.

Businesses aren’t created all the same. For your specific needs, explore our you-tailored solutions.

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Increase the value of your data

Get inside your data to uncover hidden trends, visualize your position, grasp opportunities and predict risk.

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Create effortless, omnichannel experiences

Move money fast without the barriers that once limited who could participate and how that movement takes place.

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Explore more
Featured innovations
See all innovations
Your industry. FIS solutions.

Businesses aren’t created all the same. For your specific needs, explore our you-tailored solutions.

Learn more
Deliver a frictionless experience

Make sure your customers have what they need right at their fingertips when they’re ready to pay, borrow or invest.

Learn more
Create effortless, omnichannel experiences

Move money fast without the barriers that once limited who could participate and how that movement takes place.

Learn more
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HEADQUARTERS
Jacksonville, Florida United States
  • CREDIT UNIONS

Credit unions look after their members, but who looks after credit unions?

If you’re stuck on your digital journey, there’s an easy way forward. By modernizing your banking platforms and adopting the latest technology, you can deliver exceptional member and employee experiences faster than ever before. And we’ll be there every step of the way to help find the credit union solutions that best fit and support you.

Get insights from credit unions experts

Discover thought leadership from the people who live and breathe credit unions. Stay up to date with trends, get a deep dive on complex topics and see what’s coming up next.

The digital effect

Join Eric Kraus, FIS head of product and services, on The CU Lab with NAFCU Services podcast to discuss the impact of the surge in digital interactions.

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Driving inclusion through payments

Learn how to remain relevant in your community by breaking down barriers and supporting financial inclusivity for all cardholders.

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Test, test, test for ALM

Risk managers need to look beyond the rules and consider every possibility when futureproofing credit unions.

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Attract new members with data

Becoming a data-driven credit union may seem daunting, but the investment can be well rewarded.

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The future of embedded finance

What is embedded finance, and why should your credit union look to the service to meet member needs and demands?

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Cybersecurity in the cloud

Hear from Mike Kirby, FIS head of managed risk and security services, on the rising demand for cloud services and growing concern of unauthorized access.

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Banking, but not as we know it

Digitalization has changed the way people invest, borrow and pay for almost everything, and embedded finance is a pivotal part of this disruptive wave.

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Don’t risk getting left behind

By digitally transforming your credit union from front to back, you can advance your member experience.

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A new age of proactive ALM

Whether your problems are affecting your deposit books, bond portfolios or commercial real estate, it pays to know your potential exposure.

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Keep investing in innovation

IT spend in banking is growing at a higher rate than ever. And with good reason, according to top IDC analysts.

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Ease your pain

It’s no secret that managing commercial credit data causes most financial institutions pain, but it doesn’t have to be that way.

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Do you risk falling behind?

Today’s consumers want simplicity. You’re in the best position to give it to them, but you must reinvent your bill payment solutions first.

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Is your lending process sustainable?

For lenders, regulatory requirements for ESG have already started to take shape, if not effect, around the world.

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Innovation drives the future of business­

As the demand for digital intensifies, those who stick with traditional processes will be forced to play catch-up in the years to come. ­

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The story is changing

When it comes to digitization, real-time payments have paved the way. But speed isn’t the only thing banks need to consider.

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Out with the old, in with the new

Customers no longer want blanket marketing. They want it to be personalized and targeted, and they want this now.

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The time to act is now

With the technology you need to get more from your commercial credit data right at your fingertips, why wait to take the next step?

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The need for speed

FIS experts discuss how financial institutions are gearing up and delivering next-generation innovations faster than ever before.

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Unlock your full potential

What if we told you automation isn’t here to replace us and that it’s actually a tool which lets us focus on more important tasks?

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FIS Original Research

The Global Innovation Report

Businesses face mounting uncertainties. But with the right plan in place, you can turn them into opportunities. Discover how to move past uncertainty and create an advantage with innovation.

Read report

Solutions by topic

Run Banking Operations – Back-office Solutions

Streamline processes and satisfy customers

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Make Payments – Real-time

Spark business opportunities

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Make Payments – Issuing

Issue physical and virtual cards

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Make Payments – Business Payments

Make business payments flow

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Advance Integrated Banking – Unified Omnichannel Banking

Build deeper relationships across digital and physical channels

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Manage Payments – Fraud and Protect

Fight crime, not growth

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Manage Payments – Loyalty, Card and Offers

Increase loyalty and generate revenue

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Optimize Operations and Control Risk – Services and Infrastructure

Increase business efficiency

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Market Movers – Embedded Finance

Provide financial experiences at the point of life

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Manage Wealth and Retirement – Wealth Management

Strengthen your client relationships

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Minority-owned banks

Communication, transparency, trust and partnership

Staying relevant in a competitive market requires providing safe and accessible banking for all. Find out how we’re strengthening our ties with Minority Deposit Institutions and Community Development Financial Institutions in the United States to promote financial inclusion.

Learn more

Let's talk

Let’s connect to discover how we can help your business innovate and prepare for the future, today.

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Cards and money movement

Challenge

From cards and instant transfers to digital wallets, there are more ways to move money than ever and the traditional lines between banking, payments and commerce are dissolving. But convenience for members can also mean operational complexity – and to process all those transaction types, you need the right combination of technology and expertise.

Solution

We simplify money movement for your organization, ensuring faster and more effortless and frictionless omnichannel experiences. Our global reach includes real-time, push-to-card and automated clearing house payments in over 50 countries. We also offer modern solutions for credit, debit and loyalty card issues, processing, marketing and fraud protection.

Payoff

Give your members even more new ways to pay and get paid – and continually improve their experience without overburdening your operations or increasing your risks and costs.

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Enterprise payments

Challenge

With members expecting increasingly sophisticated digital experiences, credit unions can no longer afford to delay the modernization of payments. But when you’re faced with legacy technology and siloed systems, a full-scale transformation that replaces all your existing infrastructure in one go can take years to complete.

Solution

We can help you modernize in stages with cloud-native technology and APIs to introduce new, transparent, simplified and automated payments systems at your own pace. Our payment solutions consolidate international and domestic payments, and help you manage payment processes from customer interaction, order management and payment execution to fraud management.

Payoff

Give your members the payment experience they expect, be the first to market with added-value services and choose your preferred deployment option – from private cloud to a fully managed service.

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Lending and leasing

Challenge

Whether you’re lending to businesses or consumers, or leasing vehicles or equipment, your members expect fast, convenient access to financing. But to achieve that, you need a complete picture of your members, which isn’t easy when data and business processes are fragmented across systems.

Solution

Provide credit at the point of need with buy now, pay later or our embedded finance solutions. Our single modular platform for commercial lending can also help you get a 360-degree view of members and assess credit risk across your portfolio. Use integrated components, an end-to-end platform or a managed service for asset finance to support the entire leasing journey and configure our technology to your needs.

Payoff

Streamline your operations with flexible AI-powered technology and gain new business opportunities by driving faster, deeper risk analytics and delivering a superior member experience across multiple channels.

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Treasury, risk and cash flow

Challenge

Treasuries are under pressure to handle high volumes of payments in multiple formats and manage constant cost constraints, volatility and regulatory requirements. But with outdated and fragmented systems, it can be hard to ensure real-time cash visibility and a complete view of risk, liquidity, capital and profitability.

Solution

Delivered from the cloud, our modern, powerful treasury solution provides the automation, controls and analytics you need to manage simple and complex treasury requirements. Plus, you can get a centralized view of your balance sheet and consistent regulatory compliance through our preconfigured solutions for balance sheet and capital management.

Payout

Improve visibility while driving down costs and risk, get an instant snapshot of global positions and align risk, treasury and finance for effective balance sheet optimization.

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Member channels and communication

Challenge

No matter how members access your services, you must make their experience easy, smooth and safe. Digital channels will deliver, but only if you keep processes simple. And though you’ll get a wealth of transaction data in return, how can that detail help you better understand your members and communicate effectively with them?

Solution

We provide a single, flexible platform for your assisted and unassisted channels to deliver a better member experience on any channel or device, while our integrated solutions cover the essentials like account opening, e-signatures and chatbots. Plus, we’ll help you unlock insights from your transaction data to better target your member communications.

Payoff

Optimize the member experience at every touchpoint and keep both retail consumers and businesses coming back for more.

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Operations and managed services

Challenge

Your operations don’t run themselves – but don't you wish they would? With too many fragmented systems and manual processes to manage, your software also needs constant maintenance – and providing and running your own hardware can easily overstretch capital. You need digital technology to fire on all cylinders and drive innovation without draining your resources.

Solution

Beyond delivering solutions, we can host, monitor, maintain and test them in a secure cloud environment. We can also help streamline your back-office operations, bringing together expert knowledge and premier tools to redesign workflows, reduce manual intervention and optimize efficiency. With banking as a service, we can help you create new revenue streams by delivering embedded finance capabilities to nonfinancial firms.

Payoff

Get faster access to the latest versions of our solutions and the most advanced features around the clock, wherever your team is based. And through a transformed back office, achieve a best-in-class member experience and reduce your total cost of operations.

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Compliance, fraud prevention and security

Challenge

Whether in the form of cybercrime, money laundering, fraud or market abuse, financial crime is a constant threat that needs careful surveillance, not least to comply with regulations. But with vast and disparate sets of data to manage, do you have enough visibility to stay on top of security risks and demonstrate compliant processes across your business?

Solution

Our award-winning regtech combines data, technology, expertise and services for robust security and compliance measures. We provide an AI-powered platform that helps solve regulatory challenges, like anti-money laundering and communications surveillance, and delivers a clear view of all your risks. Our fraud solutions help make sure you strike a balance between minimizing fraud and delivering a great member experience.

Payoff

Keep regulators, auditors and members happy with processes that are always compliant and safe, but fast and frictionless too.

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Cards and money movement
Enterprise payments
Lending and leasing
Treasury, risk and cash flow
Member channels and communication
Operations and managed services
Compliance, fraud prevention and security
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It’s a race to the top – don’t get left behind

With FIS, you can start supporting growth from a stronger, more resilient foundation. Build on our absolute performance as the #1 global fintech provider, backed by financial stability, rigorous security and decades of industry expertise.

Whether you offer individual, group, wealth and retirement, P&C or health insurance, we help you tackle the challenges confronting insurance companies today:

Competition
You’re facing a highly competitive, digital-first landscape where you must compete with aggressive insurtech entrants. We enable you to deliver a personalized, digitized and frictionless experience that attracts, retains and delights customers.

Market Changes
Sustained inflation, sustainability concerns and evolving customer product and purchase preferences make it hard to keep up. With FIS, you can modernize your legacy systems and rely on a single vendor to reduce costs and drive efficiencies.

Cybersecurity
Whether you’re a small firm or an enterprise company, fraud and cyber-attacks are growing exponentially – and your security needs to be as powerful as your technology. FIS has you covered with leading-edge security solutions that have protected our clients for decades.

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WHITEPAPER

Banking transformation has improved resilience to market disruptions

What's happening

It's getting to be a common theme in the banking industry that as soon as things start to improve and innovation resumes, another market disruption comes along. It was the pandemic in 2020, and now it’s inflation.

What's important

Yet, despite the turmoil, technology is becoming a more powerful tool for financial institutions to not only withstand disruptive storms effectively, but also to evolve into scalable digital businesses.

IT spend in banking
will grow at
8.8% through 2026
Source: IDC 2023

Learn more about how digital transformation enables smarter and faster responses to disruption

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Explore FIS’ Financial Institution offering
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WHITEPAPER

Banking transformation has improved resilience to market disruptions

What's happening

It's getting to be a common theme in the banking industry that as soon as things start to improve and innovation resumes, another market disruption comes along. It was the pandemic in 2020, and now it’s inflation.

What's important

Yet, despite the turmoil, technology is becoming a more powerful tool for financial institutions to not only withstand disruptive storms effectively, but also to evolve into scalable digital businesses.

IT spend in banking
will grow at
8.8% through 2026
Source: IDC 2023
Read white paper fis-icon-arrow
Explore FIS’ Financial Institution offering
Continue to FIS
Close
Report

The Global Innovation Report 2023: Creating advantage in uncertainty

While the list of risks and uncertainties continue to grow, businesses – no matter the sector – must embrace innovation and new technologies to remain competitive and drive growth.

But how are businesses integrating innovation into their operations?

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Event

Attending CUNA’s Governmental Affairs Conference?

Meet us at booth #1032 to hear how FIS can help advance your credit union’s payments, loyalty, debit or credit solutions.

Event details