PAYMENTS ONE CREDIT SUITE
Streamlined and simplified credit card processing for financial institutions on a flexible, end-to-end platform.
Payments One™ – Today’s credit card processing platform
Play videoFIS Payments One Credit – The Platform with Unmatched Functionality: e-book
Download PDFSIMPLER PAYMENTS, NOW
You may think your cardholders want more, but in fact, they want less. Less hassle when they use their card on any device. Less searching for account information. Less waiting to earn and redeem card rewards. Less risk that their account will be breached.
With Payments One Credit, you’ll give them all that and more—from the single, flexible platform built to streamline and simplify credit card processing for financial institutions.

PAYMENTS ONE: STAYING AHEAD OF CARDHOLDER EXPECTATIONS
FIS Payments One stops fraud before it happens, stays ahead of cardholder expectations and is flexible for whatever comes next. It is faster, simpler, seamless and secure.
Flexible, single platform
Eliminate the burden of separate loyalty, fraud protection, card production and network service systems.
Digital-first card capabilities
Power secure digital payments with tokenization so customers can pay, access accounts, and use self-service card controls on any device.
Easy integration
Easily integrate with other applications using FIS’ Code Connect™ API marketplace.
Proactive fraud management
Prevent threats with enterprise-wide fraud and risk mitigation tools.
Streamlined workflows
Gain more visibility into your operations with a centralized user interface that makes it easy to search and find information.
Meaningful cardholder insights
Use your data to understand cardholder behavior, improve servicing, and cross-sell.
Broad commercial offerings
Expand the solutions you offer business customers with commercial cards, e-payables and virtual cards.
Differentiated repayment plans
Compete with buy now, pay later popularity by offering select cardholders post-purchase instalment loans.
CHOOSE YOUR CREDIT CAPABILITIES NOW, AND LATER
FIS Payments One Credit is a flexible, modular platform that lets you choose which solutions you need now and easily add or remove capabilities as your credit business evolves.
APIs & Integration
Easily integrate and build secure and scalable APIs quickly, simply and confidently with the FIS library of 500+ APIs.
FIS Code ConnectFIS’ API marketplace Code Connect™ makes it easy to enable new payment solutions, features and capabilities while shortening development cycles.
CARD ISSUANCE
Cardholders won’t wait the traditional 10 days to receive a new or replaced card; they’ll just move on to a different one. Give them instant card access to encourage activation and use.
FIS Digital IssuanceLet cardholders load a new or replacement card securely to a mobile wallet for immediate use.
FIS Digital Issuance – Make Sure Your Card Is Always in Your Cardholders’ Hands Play video
Card Management
Support the entire lifecycle of the cards you manage with tailored, always-on solutions that simplify day-to-day operations for your cardholders.
FIS eZ BusinessGive your corporate and small business card customers the ability to manage the commercial cards their employees use while streamlining your own card program management, marketing and costs.
FIS eZ Business Card Management: Product Sheet Download PDF
FIS eZ CardLet commercial cardholders view account balances and access card features on any device with this secure hosted application.
FIS eZCard: Product Sheet Download PDF
Commercial Card Offerings
Offering a robust selection of commercial cards to your business customers supports their cash flow management, employee expense and procurement needs.
FIS Commercial CardsSupport the credit and cash flow needs of your business and commercial customers and shift your operations away from paper-based payments and processes with our full range of commercial products:
- Business cards to facilitate better cash flow management
- ePayables that automate vendor relationships for procurement managers
- Virtual cards for single use, multi-use and travel-related lodge cards
- Corporate cards to streamline the travel and expense reporting processes
- Fleet cards for driver and vehicle tracking
- Purchasing cards for virtual and lodge cards used by procurement managers
- One/Multi cards to combine elements of fleet, purchasing and corporate cards into one card
FIS Commercial Cards: Product Sheet Download PDF
Data and Analytics
A consolidated data experience that makes it easy to access and use all types of data to improve operations, reduce costs and deliver a personalized customer experience.
Ethos AnalyticsEasily interpret your data and prevent fraud, manage risk and act on new growth opportunities.
Digital Payments
Enable secure digital payment functionality so customers can use their card to pay on any device.
FIS Contactless PaymentsLet cardholders pay securely without having to touch their card to anything at checkout.
Making the Case for Contactless Payments: e-book Download PDF
FIS Post-Purchase Installment LoansGive cardholders the option to spread out payments on larger purchases for more financial flexibility.
Post Purchase Installment Loans Play video
FIS TokenizationReplace the primary account number (PAN) with a token that cannot be interpreted by fraudsters for secure digital and mobile wallet transactions.
Fraud & Disputes
Use machine learning to proactively identify and mitigate potential fraud as well as reduce your liability and losses.
FIS SecurLOCKSpot payment card fraud before it happens with critical capabilities that optimize fraud detection and improve your cardholder experience.
SecurLOCK Product Suite: e-book Download PDF
Loyalty and Rewards Program Solutions
Reward the total relationships customers have with your financial institution.
FIS Loyalty ProgramsProvide rewards options that allow instant, real-time savings at checkout and cash back, gift cards and travel discounts that your cardholders value.
FIS Loyalty Programs Play video
FIS Premium PaybackLet cardholders apply their unused rewards points to in-store or online purchases to save money.
Output Solutions
Outsourced solutions that span card materials, personalization, fulfilment and web-enabled program management.
CardPro ConnectGain easy access to all your card issuance data and simplify card program management with this web-based application for card production, personalization and fulfillment.
CardPro Connect: Overview and FAQ Download PDF
Touch-CXDeliver a consistent customer experience in all your customer communications – no matter the channel, product or service – with this easy-to-integrate software as a service and platform as a service offering that’s built to suit your needs.
Touch-CX – A Communications Solution for Comprehensive, Consistent, Unified Experiences Download PDF
CUSTOMIZE FOR YOUR BUSINESS NEEDS
Access every category of APIs through Code Connect, so you can enhance any solution.
Go to Code Connect OverviewADDITIONAL RESOURCES
Providing a better payments experience for your customers
Customers expect businesses to accommodate whatever payment option they want, and their banks to deliver a simple, seamless, instant and secure experience.
Read articleContactless payments in a contactless world
The FIS PACE 2020 survey revealed that 31% of consumers plan to use contactless payments or mobile wallets instead of cash in the aftermath of the COVID-19 pandemic.
Read articleMore products for you
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Payments One Credit Suite
Step up to credit card payment processing that alleviates cardholder worries about security and eliminates frustration when using their cards or redeeming rewards.
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