Credit card processing for financial institutions
You may think your cardholders want more, but in fact, they want less. Less hassle when they use their card on any device. Less searching for account information. Less waiting to earn and redeem card rewards. Less risk that their account will be breached.
With FIS® Payments One Credit, you give them all that and more from a single, flexible platform built to streamline and simplify credit card processing for financial institutions.
Flexible, single platform
Eliminate the burden of separate loyalty, fraud protection, card production and network service systems.
Digital-first card capabilities
Power secure digital payments with tokenization so customers can pay, access accounts, and use self-service card controls on any device.
Easily integrate with other applications using the FIS Code Connect™ API marketplace.
Proactive fraud management
Prevent threats with enterprise-wide fraud and risk mitigation tools.
Gain more visibility into your operations with a centralized user interface that makes it easy to search and find information.
Meaningful cardholder insights
Use your data to understand cardholder behavior, improve servicing and cross-sell.
Broad commercial offerings
Expand the solutions you offer business customers with commercial cards, e-payables and virtual cards.
Differentiated repayment plans
Compete with buy now, pay later popularity by offering select cardholders post-purchase installment loans.
Choose your credit card capabilities now, and later
FIS Payments One Credit is a flexible, modular platform that lets you choose which solutions you need now and easily add or remove capabilities as your credit business evolves.
- FIS eZ Business
Give your corporate and small business card customers the ability to manage the commercial cards their employees use while streamlining your own card program management, marketing and costs.
FIS eZ Business Card management Download product sheetFIS eZ Card
Let commercial cardholders view account balances and access card features on any device with this secure hosted application.
FIS eZ Card Download product sheet
- FIS Commercial Cards
Support the credit and cash flow needs of your business and commercial customers and shift your operations away from paper-based payments and processes with our full range of commercial products:
- Business cards to facilitate better cash flow management
- ePayables that automate vendor relationships for procurement managers
- Virtual cards for single use, multi-use and travel-related lodge cards
- Corporate cards to streamline the travel and expense reporting processes
- Fleet cards for driver and vehicle tracking
- Purchasing cards for virtual and lodge cards used by procurement managers
- One/multi cards to combine elements of fleet, purchasing and corporate cards into one card
FIS Commercial Cards Download product sheet
- Ethos Analytics
Easily interpret your data and prevent fraud, manage risk and act on new growth opportunities.
- FIS Contactless Payments
Let cardholders pay securely without having to touch their card to anything at checkout.
Making the Case for Contactless Payments Download e-bookFIS Post-Purchase Installment Loans
Give cardholders the option to spread out payments on larger purchases for more financial flexibility.
Post-Purchase Installment LoansFIS Tokenization
Replace the primary account number (PAN) with a token that cannot be interpreted by fraudsters for secure digital and mobile wallet transactions.
The Foundation of Secure Digital Payments
- FIS Loyalty Programs
Provide rewards options that allow instant, real-time savings at checkout and cash back, gift cards and travel discounts that your cardholders value.
FIS Loyalty ProgramsFIS Premium Payback
Let cardholders apply their unused rewards points to in-store or online purchases to save money.
Bank Credit Card Rewards
- CardPro Connect
Gain easy access to all your card issuance data and simplify card program management with this web-based application for card production, personalization and fulfillment.
CardPro Connect: Overview and FAQ Download overviewTouch-CX
Deliver a consistent customer experience in all your customer communications – no matter the channel, product or service – with this easy-to-integrate software-as-a-service and platform-as-a-service offering that’s built to suit your needs.
Touch-CX – A Communications Solution for Comprehensive, Consistent, Unified Experiences Download brochure
Payments One Credit named best credit card payments solution for 2021
The annual FinTech Breakthrough Awards performs the deepest analysis of the industry today, to recognize the most innovative products in the fintech market.
Driving inclusion through payments
Learn how to remain relevant in your community by breaking down barriers and supporting financial inclusivity for all cardholders.Read article
The convergence of payments
Zil Bareisis from Celent explores the potential convergence of payments driven by evolving technologies and increasing customer demands for agility and flexibility.
Adapting to new pressures in 2023 and beyond
Decreased revenue, more regulation, direct competition and emerging payments – five ways issuers must respond to stay competitive.Read tip sheet
A modern platform for a digital world
How can you grow your card business, increase its profitability, decrease cardholder risk and gain new operational efficiencies?Download brochure
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